Cheboygan County property record for 1950 Oakhaven, Afton, MI 49705
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (436,036 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,490 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172-020-200-001-08 |
| Primary APN | 172-020-200-001-08 |
|---|
| Lot Area | 436,036 sqft (10 acres) |
|---|
| Street Address | 1950 OAKHAVEN |
|---|---|
| City | AFTON |
| State | MI |
| Zip | 49705-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH RIDGE PAR #8: BEG AT E1/4 COR SEC 20, T35N,R1W; TH N 89D 29M 57S W ALG E-W 1/4 LI 326FT; TH N 2D 5M 1S W 1338.83FT; TH |
| Legal Range | 01W |
| Legal Township | 035 |
| Legal Section | 20 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | KOEHLER |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 960700 |
1950 Oakhaven is owner-occupied and held in a trust since September 2009.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 667, INDIAN RIVER, MI 49749-0667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Sep 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Nov 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2009 |
| Deed Sale | Sep 22, 2009 |
| Prior Sale | Sep 22, 2009 |
| Deed Book / Page | 1136 / 256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1950 OAKHAVEN, AFTON, MI 49705-5107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1950 OAKHAVEN, AFTON, MI 49705-5107 |
| Document Number | 0000001564/0000000120 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 0000001564/0000000120 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1950 OAKHAVEN, AFTON, MI 49705-5107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1950 OAKHAVEN, AFTON, MI 49705-5107 |
| Document Number | 0000001564/0000000120 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 0000001564/0000000120 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1950 OAKHAVEN, AFTON, MI 49705-5107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 667, INDIAN RIVER, MI 49749-0667 |
| Document Number | 0000001520/0000000434 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 0000001520/0000000434 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2043 |
The 2025 property tax bill for 1950 Oakhaven was $2,490 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Koehler Township |
| Unified School District | Inland Lakes Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,300 | $584,600 | |
| 2025 | $2,490.00 | ||
| 2023 | $155,300 | $310,600 | |
| 2022 | $2,330.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1950 Oakhaven in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1950 Oakhaven is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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