1950 Matthew Ct, Unit D, Elgin, IL 60123 Property Records

Kane County property record for 1950 Matthew Ct, Unit D, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,153 sqft · built 1994
Owner	Individual Name on File
Last Sale	$186,000 (Oct 2023)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-431-056`

Property Details

APN / Parcel Number

Primary APN	`06-04-431-056`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	5 Units
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Brick
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1950 MATTHEW CT, D
City	ELGIN
State	IL
Zip	60123-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEGATE OF CENTURY OAKS EAST CONDO UNIT 1950-D
Legal Subdivision	CENTURY OAKS EAST CONDO
Legal Block	1
Legal Lot Number	2
Legal Unit	1950-D
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

1950 Matthew Ct, Unit D is owned and occupied by an individual who bought it in October 2023.

Source: Kane County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	29W049 POMEROY ST, WEST CHICAGO, IL 60185-3615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 30, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK
Nov 6, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Jan 30, 2018 · Amount on File
Deed Document Number	202337657
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 26, 2023
Property Address	1950 MATTHEW CT UNIT D, D, ELGIN, IL 60123-5713
Document Number	0000037657
Map Reference	DOC 94K047525
Instrument Date	Oct 23, 2023
Instrument	2023K037657
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 MATTHEW CTD, ELGIN, IL 60123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 MATTHEW CT UNIT D, D, ELGIN, IL 60123-5713

Mortgage

Document Number	0000037658
Date	Oct 26, 2023
Instrument	2023K037658

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate	7.5%

Mortgage

Document Number	0000037659
Date	Oct 26, 2023
Instrument	2023K037659

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2028

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 30, 2018
Property Address	1950 MATTHEW CT UNIT D, D, ELGIN, IL 60123-5713
Document Number	0000004934
Map Reference	DOC94K07525
Instrument Date	Jan 12, 2018
Instrument	2018K004934
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 E 22ND ST, 450, LOMBARD, IL 60148-6113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 MATTHEW CT UNIT D, D, ELGIN, IL 60123-5713

Mortgage

Document Number	0000004935
Date	Jan 30, 2018
Instrument	2018K004935

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate	4.25%

November 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	KANE IL
Recording Date	Nov 6, 2017
Property Address	1950 MATTHEW CT UNIT D, D, ELGIN, IL 60123-5713
Document Number	0000058234
Instrument Date	Oct 30, 2017
Instrument	58234
Transaction Type	Foreclosure
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	450 E 22ND ST #250 LOMBARD IL 601486176, 250, LOMBARD, IL 60148-6176

Tax Assessment & Valuation

The 2025 property tax bill for 1950 Matthew Ct, Unit D was $4,090 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00	$61,611 (+8.57%) Land $8,023 Building $53,588	$184,907 (+8.57%) Land $24,079 Building $160,828
2024		$56,748 Land $7,390 Building $49,358	$170,312 Land $22,179 Building $148,133
2022	$3,533.00 (+5.06%) Homeowner's exemption	$46,746 (+6.96%) Land $6,087 Building $40,659	$140,238 (+6.96%) Land $18,261 Building $121,977
2021	$3,363.00 Homeowner's exemption	$43,704 Land $5,691 Building $38,013	$131,112 Land $17,073 Building $114,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1950 Matthew Ct, Unit D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1950 Matthew Ct, Unit D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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