195 Wintercrest Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 195 Wintercrest Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,800 sqft · built 2020
Lot Size	2.87 acres (125,017 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,670 (2026)
Deeds & Mortgages	Oct 2018 Construction Loan Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R617093`

Property Details

APN / Parcel Number

Primary APN	`R617093`
Alternative APNs	`07-4078-07-4-01-19-0000` `0000013182`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,800 sqft Living Area
1st Floor Area	1,822 sqft
Attic	Attic
Attic Area	978 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	125,017 sqft (2.87 acres)
Garage Type	Mixed
Garage Area	1,968 sqft
Parking Spaces	7 Parking Spaces
Deck Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000013182
Street Address	195 WINTERCREST DR
City	KALISPELL
State	MT
Zip	59901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION 294, S07, T29 N, R21 W, LOT 1, ACRES 2.87
Legal Range	21W
Legal Township	29N
Legal Section	07
Legal Subdivision	SUBDIVISION 294
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2023
Census Tract	601

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 8271, KALISPELL, MT 59904-1271
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK OF MONTANA
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 28, 2024
Transfer Doc	0000023037
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	195 WINTERCREST DR, KALISPELL, MT 59901
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800026566
Date	Oct 29, 2018
Instrument	201800026566

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 29, 2019

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	195 WINTERCREST DR, KALISPELL, MT 59901
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002826
Date	Jan 31, 2020
Instrument	202000002826

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	195 WINTERCREST DR, KALISPELL, MT 59901
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003511
Date	Jan 29, 2021
Instrument	202100003511

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	195 WINTERCREST DR, KALISPELL, MT 59901
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000028903
Date	Sep 8, 2020
Instrument	202000028903

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	AVERILL, VT 5901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	195 WINTERCREST DR, KALISPELL, MT 59901
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000037369
Date	Nov 4, 2020
Instrument	202000037369

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,670.00 (+109.13%)	$1,016,400 (-)
2025	$4,624.00 (-30.38%)	$1,016,400 (+27.91%)	$1,016,400 (+27.91%) Land $226,378 Building $790,022
2023	$6,642.00	$794,600	$794,600 Land $152,858 Building $641,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bullitt Communications.

Nearby Properties on Wintercrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures