Mineral County property record for 195 Windy Hill Dr, Keyser, WV 26726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $302,500 (Jan 2022) |
| Tax Bill | $1,085 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-8-0019.0013 |
| Primary APN | 01-8-0019.0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 2,688 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 672 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 336 sqft |
| Patio Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 195 WINDY HILL DR |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC 2 MI E/KEYSER/RT 46 SAM URICE LD |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 10400 |
Source: Mineral County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 WINDY HILL DR, KEYSER, WV 26726-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Sep 29, 2006 · Amount on Record |
| Deed Document Number | 2022189652 |
| Deed Book / Page | 397 / 612 |
| Last Transfer Date | Apr 29, 2022 |
| Transfer Doc | 0000192398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 195 WINDY HILL DR, KEYSER, WV 26726-9041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000631/125 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 631/125 |
| Instrument | 189653 |
| Name | C & F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,085.00 (+5.14%) | $90,900 (+5.14%) Land $14,940 Building $75,960 | $151,500 (+5.14%) Land $24,900 Building $126,600 |
| 2023 | $1,032.00 | $86,460 (-0.07%) Land $14,940 Building $71,520 | $144,100 (-0.07%) Land $24,900 Building $119,200 |
| 2022 | $1,032.00 | $86,520 Land $14,940 Building $71,580 | $144,200 Land $24,900 Building $119,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOUNTAIN PSD private · serves 1,001 people · EPA ID WV3302942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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