Rutherford County property record for 195 White Pine Dr, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1976 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Jan 2016) |
| Tax Bill | $1,969 (2022) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0217317 |
| Primary APN | 0217317 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 1,848 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Area | 320 sqft |
| Porch | Porch |
| Porch Area | 344 sqft |
| Patio Area | 312 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 554 |
|---|---|
| Old Parcel Number | 0217317 |
| Street Address | 195 WHITE PINE DR |
| City | LAKE LURE |
| State | NC |
| Zip | 28746-9139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | YOUNGS MTN SOUTH LO16AN17 PL8-99 |
| Legal Subdivision | YOUNGS MOUNTAIN SOUTH |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 960301 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 WHITE PINE DR, LAKE LURE, NC 28746-9139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2016 · Amount on Record |
| Deed Sale | Jan 5, 2016 · Amount on Record |
| Prior Sale | Sep 16, 2009 · Amount on Record |
| Deed Document Number | 0001119133 |
| Deed Book / Page | 1119 / 133 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 195 WHITE PINE DR, LAKE LURE, NC 28746-9139 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020982341 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 2098/2341 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $266,900 Land $25,000 Building $241,900 | $266,900 Land $25,000 Building $241,900 | |
| 2022 | $1,969.00 | ||
| 2021 | $1,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber · Fixed Wireless | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Pangaea Internet, T-Mobile.
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