195 Westhampton Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 195 Westhampton Rd, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 936 sqft · built 2005
Lot Size	0.955 acres (41,600 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2026)
Tax Bill	$4,976 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2023 Line of Credit + 1 more
APN	`NHAM M:0036 B:0086 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0036 B:0086 L:0001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	41,600 sqft (0.955 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	195 WESTHAMPTON RD
City	FLORENCE
State	MA
Zip	01062-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	86
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3006
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	142 DUNPHY DR, FLORENCE, MA 01062-9602
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Mar 5, 2007
Deed Document Number	202612688
Deed Book / Page	15798 / 110
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 31, 2026
Property Address	195 WESTHAMPTON RD, FLORENCE, MA 01062-9787
Document Number	0000012688
Book / Page	15798 / 110
Instrument Date	Jul 11, 2026
Instrument	202612688
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 DUNPHY DR, FLORENCE, MA 01062-9602

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	195 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9787
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014789-45
Date	Jan 26, 2023
Book Page	14789/45
Instrument	1225

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	195 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9787
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014690-104
Date	Sep 30, 2022
Book Page	14690/104
Instrument	20288

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,976.00 (+7.22%)	$357,200 (+21.91%) Land $100,300 Building $256,900	$454,385 (-17.48%)
2024			$550,620
2023	$4,641.00	$293,000 Land $87,000 Building $206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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