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195 Westgate Dr, Elgin, IL 60123 Property Records

Kane County property record for 195 Westgate Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,472 sqft · built 1974
Lot Size0.393 acres (17,124 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Aug 2025)
Tax Bill$7,487 (2025)
Deeds & MortgagesJan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN06-16-176-001

Property Details

APN / Parcel Number

Primary APN06-16-176-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,472 sqft Living Area
Gross Area2,944 sqft
1st Floor Area1,472 sqft
Basement Area1,472 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeFrame
Lot Area17,124 sqft (0.393 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address195 WESTGATE DR
CityELGIN
StateIL
Zip60123-4940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY KNOLLS UNIT 16 LOT 286
Legal SubdivisionCOUNTRY KNOLLS
Legal Block3
Legal Lot Number286
Legal Unit16
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3016
Census Tract851904

Owner

195 Westgate Dr is owned and occupied by an individual who bought it in August 2025.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address195 WESTGATE DR, ELGIN, IL 60123-4940
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2025 · Amount on File
Deed SaleAug 4, 2025 · Amount on File
Deed Document Number202529059
Prior Transfer DateJan 17, 2022
Prior Transfer Doc0000005600
Record UpdatedOct 29, 2026

January 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateJan 28, 2022
Property Address195 WESTGATE DR, ELGIN, IL 60123-4940
Document Number0000005600
Instrument DateJan 17, 2022
Instrument2022K005600
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address195 WESTGATE DR, 195, ELGIN, IL 60123-4940

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 CAMDEN ST, GENEVA, IL 60134-0017

Tax Assessment & Valuation

The 2025 property tax bill for 195 Westgate Dr was $7,487.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,487.00$114,147 (+8.57%) Land $37,006 Building $77,141$342,578 (+8.57%) Land $111,062 Building $231,516
2024$105,137 Land $34,085 Building $71,052$315,537 Land $102,296 Building $213,241
2022$3,455.00 (-2.81%) Homeowner's exemption$86,608 (+6.96%) Land $28,078 Building $58,530$259,824 (+6.96%) Land $84,234 Building $175,590
2021$3,555.00 Homeowner's exemption$80,972 Land $26,251 Building $54,721$242,916 Land $78,753 Building $164,163

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Westgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Westgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Fox Valley Internet.

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