Middlesex County and Edison Township property record for 195 Westgate Dr, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 1,604 sqft · built 1983 |
| Lot Size | 0.002 acres (96 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Apr 2017) |
| Tax Bill | $9,426 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00411-0000-00005-03-C0195 |
| Primary APN | 05-00411-0000-00005-03-C0195 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,604 sqft Living Area |
|---|
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Lot Area | 96 sqft (0.002 acres) |
| Account Number | 00011057 |
|---|---|
| Street Address | 195 WESTGATE DR |
| City | EDISON |
| State | NJ |
| Zip | 08820-1164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RATH |
| Legal Subdivision | WESTGATE SQUARE CONDO |
| Legal Block | 411 |
| Legal Lot Number | 5.3 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1412 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 WESTGATE DR, EDISON, NJ 08820-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 28, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Deed Document Number | 20179 |
| Deed Book / Page | 6974 / 333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 195 WESTGATE DR, EDISON, NJ 08820-1164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | LEMONBREW ABSTRACT LLC, LEMOMBREW ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000022157 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 18289/1991 |
| Instrument | 2021022157 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 195 WESTGATE DR, EDISON, NJ 08820-1164 |
| Document Number | 0000014112 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | LEMONBREW ABSTRACT LLC, LEMONBREW ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 195 WESTGATE DR EDISON NJ 088201164, EDISON, NJ 08820-1164 |
| Document Number | 0000014112 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 017781/000076 |
| Instrument | 14112 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Feb 10, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 28, 2017 |
| Property Address | 195 WESTGATE DR, EDISON, NJ 08820-1164 |
| Document Number | 0000007715 |
| Book / Page | 006974 / 000333 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 7715 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 195 WESTGATE DR EDISON NJ 088201164, EDISON, NJ 08820-1164 |
| Document Number | 10756 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 016754/000458 |
| Instrument | 10756 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,400 (-) Land $75,000 Building $83,400 | $158,400 (-) Land $75,000 Building $83,400 | |
| 2025 | $9,426.00 (+3.82%) | $158,400 (-) Land $75,000 Building $83,400 | $158,400 (-) Land $75,000 Building $83,400 |
| 2024 | $9,079.00 (+0.48%) | ||
| 2023 | $158,400 Land $75,000 Building $83,400 | $158,400 Land $75,000 Building $83,400 | |
| 2022 | $9,036.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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