195 Waterloo Dr, Georgetown, SC 29440 Property Records

Georgetown County property record for 195 Waterloo Dr, Georgetown, SC 29440

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,560 sqft · built 1976
Lot Size	6.8 acres (296,208 sqft)
Owner	2 Individual Names on Record
Tax Bill	$809 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0304390038.00.00`

Property Details

APN / Parcel Number

Primary APN	`0304390038.00.00`
Alternative APNs	`03-0439-038-00-00` `11628`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,560 sqft
Utility Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	296,208 sqft (6.8 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	11628
Street Address	195 WATERLOO DR
City	GEORGETOWN
State	SC
Zip	29440-6327
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	EAST OF STATE RD 4 SLD 571-1A HMSTD#7658 BLAIN
Jurisdiction	GEORGETOWN SC
Township / Civil Division	PLANTERSVILLE
Census Block Group	2
Census Block	2016
Census Tract	920400

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 WATERLOO DR, GEORGETOWN, SC 29440-6327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2005
Transfer Doc	01677/0260
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	195 WATERLOO DR, GEORGETOWN, SC 29440-6327
Document Number	3119/0087
Book / Page	003119 / 000087
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 WATERLOO DR GEORGETOWN SC 294406327, GEORGETOWN, SC 29440-6327

Mortgage

Document Number	3119/0087
Date	Sep 20, 2017
Book Page	003119/000087
Instrument	9490

Lender

Name	GEORGETOWN KRAFT CU
Type	Credit Union
Address	GEORGETOWN, SC 29440

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2022

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+9.77%)	$6,612 (+14.99%) Land $420 Building $6,192	$171,100 (+19.57%) Land $10,200 Building $160,900
2023	$737.00 (+6.5%)	$5,750 (-) Land $430 Building $5,320	$143,100 (-) Land $10,200 Building $132,900
2022	$692.00	$5,750 Land $430 Building $5,320	$143,100 Land $10,200 Building $132,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1989–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 97.9% of South Carolina
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20