Plymouth County and Middleborough Town property record for 195 Wareham St, Middleborough, MA 02346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,115 sqft · built 1950 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Feb 2019) |
| Tax Bill | $5,821 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-721 |
| Primary APN | 65-721 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,115 sqft Living Area |
| Gross Area | 3,042 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 858 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 65-721 |
|---|---|
| Street Address | 195 WAREHAM ST |
| City | MIDDLEBORO |
| State | MA |
| Zip | 02346-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 721 |
| Jurisdiction | MIDDLEBORO MA |
| Township / Civil Division | MIDDLEBOROUGH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 542200 |
195 Wareham St is owned and occupied by an individual who bought it in February 2019.
Source: Plymouth County and Middleborough Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 WAREHAM ST, MIDDLEBORO, MA 02346-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE |
| Feb 15, 2019 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on File |
| Deed Sale | Feb 15, 2019 · Amount on File |
| Prior Sale | Aug 8, 2012 · Amount on File |
| Deed Document Number | 201910796 |
| Deed Book / Page | 50814 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEBORO MA |
| Property Address | 195 WAREHAM ST, MIDDLEBORO, MA 02346-2806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 057396-300 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 57396/300 |
| Instrument | 89731 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEBORO MA |
| Property Address | 195 WAREHAM ST, MIDDLEBORO, MA 02346-2806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 056125-253 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 56125/253 |
| Instrument | 137018 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLEBORO MA |
| Recording Date | Feb 15, 2019 |
| Property Address | 195 WAREHAM ST, MIDDLEBORO, MA 02346-2806 |
| Document Number | 50814-183 |
| Book / Page | 050814 / 000183 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 10796 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 WAREHAM ST MIDDLEBORO MA 023462806, MIDDLEBORO, MA 02346-2806 |
| Document Number | 50814-185 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 050814/000185 |
| Instrument | 10797 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2049 |
The 2026 property tax bill for 195 Wareham St was $5,821, up 6.5% from the year before.
Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Middleborough Town |
| Unified School District | Middleborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,821.00 (+6.51%) | $443,700 (+8.88%) Land $175,900 Building $267,800 | $493,807 (+19.74%) |
| 2025 | $5,465.00 (+29.69%) | $407,500 (+30.94%) Land $159,900 Building $247,600 | $412,395 |
| 2024 | $4,214.00 (-1.45%) | $311,200 (+3.63%) Land $152,300 Building $158,900 | |
| 2023 | $4,276.00 | $300,300 Land $152,300 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Wareham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 Wareham St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBOROUGH WATER SUPPLY serves 15,350 people · EPA ID MA4182000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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