195 Wards Ln, Havelock, NC 28532 Property Records

Craven County property record for 195 Wards Ln, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 2020
Lot Size	2.31 acres (100,929 sqft)
Owner	Individual Name on File
Tax Bill	$423 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-008-25000`

Property Details

APN / Parcel Number

Primary APN	`5-008-25000`
Alternative APN	`128885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,929 sqft (2.31 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	128885
Street Address	195 WARDS LN
City	HAVELOCK
State	NC
Zip	28532-0319
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 2A-1 SUBDIVISION FOR PATRICIA A WHITE
Legal Subdivision	SUBDIVISION FOR PATRICIA A WHITE
Legal Lot Number	2A-1
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	3
Census Block	3017
Census Tract	961303

Owner

Source: Craven County records · APN 5-008-25000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	195 WARDS LN, HAVELOCK, NC 28532-0319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2020
Deed Sale	Mar 24, 2020
Deed Document Number	0003606981
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	195 WARDS LN, HAVELOCK, NC 28532-0319
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 AIRLINE ROAD, WILMINGTON, NC 28403-3727

Mortgage

Document Number	3645/888
Date	Dec 17, 2020
Book Page	3645/888
Instrument	10066439

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$423.00	$152,850 (-) Land $22,980 Building $129,870	$152,850 (-) Land $22,980 Building $129,870
2023	$423.00 (-44.85%)	$152,850 (+35.03%) Land $22,980 Building $129,870	$152,850 (+35.03%) Land $22,980 Building $129,870
2022	$767.00	$113,200 Land $18,480 Building $94,720
2018			$113,200 Land $18,480 Building $94,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	About 1 in 735 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.