195 Walnut St, Putnam, CT 06260 Property Records

Putnam Town property record for 195 Walnut St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,724 sqft · built 1968
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Dec 2013)
Tax Bill	$4,018 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jul 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:104 B:127 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:104 B:127 L:00`
Alternative APNs	`PUTN M:012 L:059 U:000` `2409`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,724 sqft Living Area
Gross Area	3,117 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2409
Street Address	195 WALNUT ST
City	PUTNAM
State	CT
Zip	06260-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	59
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2001
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 WALNUT ST, PUTNAM, CT 06260-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance USA RURAL HOUSING
Jul 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance USA RURAL HOUSING
Mar 10, 2025	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2013 · Amount on Record
Deed Sale	Dec 23, 2013 · Amount on Record
Prior Sale	Dec 24, 1996 · Amount on Record
Deed Book / Page	732 / 191
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	195 WALNUT ST, PUTNAM, CT 06260-2701
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000843-249
Date	Aug 2, 2021
Book Page	843/249
Instrument	1515

Lender

Name	USA RURAL HOUSING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	277 Months
Due	Sep 1, 2044

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	195 WALNUT ST, PUTNAM, CT 06260-2701
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00857-1080
Date	Jul 7, 2023
Book Page	857/1080
Instrument	888

Lender

Name	USA RURAL HOUSING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Aug 1, 2044

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	195 WALNUT ST, PUTNAM, CT 06260-2701
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000869-65
Date	Mar 10, 2025
Book Page	869/65
Instrument	434

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,018.00	$208,200 (+48.5%) Land $28,700 Building $179,500	$145,740 Land $20,090 Building $125,650
2024	$4,018.00 (+19.48%)
2023	$3,363.00 (+4.8%)	$140,200 (-) Land $22,100 Building $118,100
2022	$3,209.00	$140,200 Land $22,100 Building $118,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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