195 Wachusett St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 195 Wachusett St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,350 sqft · built 1955
Lot Size0.36 acres (15,703 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Apr 2020)
Tax Bill$5,761 (2025)
Deeds & MortgagesNov 2021 Refinance
Apr 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN57-001

Property Details

APN / Parcel Number

Primary APN57-001
Alternative APNs
  • FRAN M:297 L:051
  • M:057 L:001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
Gross Area3,559 sqft
Basement Area1,480 sqft
Unfinished Basement1,480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,703 sqft (0.36 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number57-001
Street Address195 WACHUSETT ST
CityFRANKLIN
StateMA
Zip02038-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number51
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group2
Census Block2010
Census Tract442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address195 WACHUSETT ST, FRANKLIN, MA 02038-2416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WILLIAM RAVEIS MORTGAGE CO
Apr 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 18, 2019Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Prior SaleJan 18, 2019 · Amount on Record
Deed Document Number202034714
Deed Book / Page37783 / 72
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address195 WACHUSETT ST, FRANKLIN, MA 02038-2416
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number040105-135
DateNov 29, 2021
Book Page40105/135
Instrument149372
Lender
NameWILLIAM RAVEIS MORTGAGE CO
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateApr 21, 2020
Property Address195 WACHUSETT ST, FRANKLIN, MA 02038-2416
Document Number37783-72
Book / Page037783 / 000072
Instrument DateApr 16, 2020
Instrument34714
Transaction TypeTransfer
Record UpdatedMay 5, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$415.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address195 WACHUSETT ST FRANKLIN MA 020382416, FRANKLIN, MA 02038-2416

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateJan 18, 2019
Property Address195 WACHUSETT ST, FRANKLIN, MA 02038-2416
Document Number36566-576
Book / Page036566 / 000576
Instrument DateJan 18, 2019
Instrument4435
Transaction TypeTransfer
Record UpdatedFeb 6, 2019

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address62 MILL ST FRANKLIN MA 020381226, FRANKLIN, MA 02038-1226

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,761.00 (+4.08%)$495,800 (+5.6%) Land $236,700 Building $259,100$566,390 (+13.52%)
2024$5,535.00 (-4.52%)$469,500 (+1.89%) Land $236,700 Building $232,800$498,940
2023$5,797.00$460,800 Land $258,400 Building $202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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