195 W Stuart St, Bartow, FL 33830 Property Records

Polk County property record for 195 W Stuart St, Bartow, FL 33830 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 1991
Lot Size	0.418 acres (18,191 sqft)
Owner	Individual Name on File
Tax Bill	$887 (2025)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-30-07-396000-000016`

Property Details

APN / Parcel Number

Primary APN	`25-30-07-396000-000016`
Alternative APNs	`073025396000000016` `73025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	1,811 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	18,191 sqft (0.418 acres)
Lot Dimensions	140 ft deep x 130 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	132 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	195 W STUART ST
City	BARTOW
State	FL
Zip	33830-6426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF BLK 1 2 FLORAL PARK PB 29 PG 1 LOT 1 N 130 FT
Legal Range	25E
Legal Township	30S
Legal Section	07
Legal Subdivision	FLORAL PARK REPLAT
Legal Tract	396000
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1020
Census Tract	15102

Owner

Source: Polk County records · APN 25-30-07-396000-000016

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	195 W STUART ST, BARTOW, FL 33830-6426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 12, 2019
Property Address	195 W STUART ST, BARTOW, FL 33830-6426
Document Number	0107741285
Book / Page	010774 / 001285
Instrument Date	Mar 08, 2019
Instrument	48809
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 W STUART ST BARTOW FL 338306426, BARTOW, FL 33830-6426

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00 (-22.47%) Homeowner's exemption	$91,968 (+5.99%)	$275,513 (-0.78%) Land $27,000 Building $248,513
2023	$1,144.00 (+20.93%) Homeowner's exemption	$86,773 (+3%)	$277,681 (+1.67%) Land $26,000 Building $251,681
2022	$946.00 Homeowner's exemption	$84,246	$273,118 Land $22,000 Building $251,118

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050151021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.