195 W Locust St, Stanfield, OR 97875 Property Records

Umatilla County property record for 195 W Locust St, Stanfield, OR 97875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1978
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$284,900 (Oct 2022)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4N2932BB01000`

Property Details

APN / Parcel Number

Primary APN	`4N2932BB01000`
Alternative APNs	`114669.00` `114669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	1,336 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1981
Exterior Material	Wood
Roof Type	Gable
Lot Area	7,500 sqft (0.172 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	114669
Street Address	195 W LOCUST ST
City	STANFIELD
State	OR
Zip	97875-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STANFIELD HEIGHTS BLOCK: 1 LOT: 10
Legal Range	29
Legal Township	04N
Legal Section	32
Legal Subdivision	STANFIELD HEIGHTS
Legal Block	1
Legal Lot Number	10
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	2
Census Block	2007
Census Tract	951300

Owner

195 W Locust St is owned and occupied by two individuals who bought it in October 2022.

Source: Umatilla County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 W LOCUST ST, STANFIELD, OR 97875-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Oct 31, 2007 · Amount on File
Deed Document Number	20227480142
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Oct 11, 2022
Property Address	195 W LOCUST ST, STANFIELD, OR 97875-9746
Document Number	20227480142
Instrument Date	Oct 6, 2022
Instrument	2022-7480142
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	195 W LOCUST ST, STANFIELD, OR 97875-9746

Mortgage

Document Number	20227480143
Date	Oct 11, 2022
Instrument	2022-7480143

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	195 W LOCUST ST, STANFIELD, OR 97875-9746
Transaction Type	Mortgage
Record Updated	May 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20206990516
Date	Apr 13, 2020
Instrument	2020-6990516

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 195 W Locust St was $2,362.

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Stanfield City
Unified School District	Stanfield School District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,362.00	$151,770 Land $37,380 Building $114,390	$215,610 Land $46,000 Building $169,610
2023	$2,312.00	$143,060 Land $35,240 Building $107,820	$232,620 Land $37,320 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 W Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 W Locust St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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