195 W 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 195 W 5th St, Oswego, NY 13126

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,012 sqft · built 1960
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (May 2025)
Tax Bill$2,780 (2026)
Flood ZoneZone X (minimal risk)
APN351200 128.70-05-37

Property Details

APN / Parcel Number

Primary APN351200 128.70-05-37
Alternative APNs
  • 120012807000050370000000
  • 0583 M

Interior

Stories2 Stories
Building Area3,012 sqft Gross Area
Basement Area1,506 sqft
Unfinished Basement1,506 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 33 ft wide
PorchCovered Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0583 M
Street Address195 W 5TH ST
CityOSWEGO
StateNY
Zip13126-3088
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeTN2
Legal DescriptionB 51, L 17 680-017-000
Legal Block5
Legal Lot Number37.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3019
Census Tract21601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Kingsford Historic District
listed 2014 · 76 contributing resources · NRIS 13001114

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2907 ROUTE 9, BALLSTON SPA, NY 12020
Owner TypeCompany
VestingCorporation

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleOct 2, 2013 · Amount on Record
Deed Document Number2025R2025003328
Prior Transfer DateSep 6, 2013
Prior Transfer Doc0000010748
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,780.00 (-1.14%)
2025$2,812.00$150,000 (+72.41%) Land $31,000 Building $119,000$150,000 (+43.1%) Land $31,000 Building $119,000
2023$87,000 Land $24,700 Building $62,300$104,819 Land $29,759 Building $75,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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