Norfolk County and Needham Town property record for 195 Valley Rd, Needham, MA 02492 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,449 sqft Living Area |
| Lot Size | 11,151 sqft (0.256 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $625,000 (2016) |
| Tax Bill | $10,625.00 (2025) |
Source: Norfolk County and Needham Town records · APN M:0010001400000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 VALLEY RD, NEEDHAM, MA 02492-4724 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2019 | Deed of Trust, Mortgage · Line of Credit MASS BAY CU |
| Mar 17, 2017 | Quit Claim Deed, Transfer · Adjustable Rate Mortgage (ARM) SANTANDER BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on Record |
| Deed Sale | Aug 17, 2016 · Amount on Record |
| Deed Book / Page | 34372 / 327 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 195 VALLEY RD, NEEDHAM, MA 02492-4724 |
| Document Number | 37227-90 |
| Instrument Date | Oct 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 195 VALLEY RD NEEDHAM MA 024924724, NEEDHAM, MA 02492-4724 |
| Document Number | 37227-90 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 037227/000090 |
| Instrument | 91695 |
| Name | MASS BAY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 07, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Mar 17, 2017 |
| Property Address | 195 VALLEY RD, NEEDHAM, MA 02492-4724 |
| Document Number | 34977-329 |
| Book / Page | 34977 / 329 |
| Instrument | 22939 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $66.03 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 34977-331 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 34977/331 |
| Instrument | 22940 |
| Name | SANTANDER BK NA |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,625.00 (+3.37%) | $1,002,400 (+27.16%) Land $651,700 Building $350,700 | $1,177,145 (+30.25%) |
| 2024 | $903,735 | ||
| 2023 | $10,279.00 | $788,300 Land $465,500 Building $322,800 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | M:0010001400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,449 sqft Living Area |
| 1st Floor | 1,449 sqft 1st Floor |
| Basement Area | 1,092 sqft Basement |
| Unfinished Basement | 672 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,151 sqft (0.256 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 195 VALLEY RD |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-4724 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 14 |
| Jurisdiction | NEEDHAM MA |
| Minor Civil Division | NEEDHAM |
| Census Blockgroup | 7 |
| Census Block | 7002 |
| Census Tract | 403100 |
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