195 Upper Lake Dr, Easley, SC 29640 Property Records

Pickens County property record for 195 Upper Lake Dr, Easley, SC 29640 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,405 sqft · built 2022
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$31,000 (Sep 2020)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5110-12-96-9048`

Property Details

APN / Parcel Number

Primary APN	`5110-12-96-9048`
Alternative APN	`R0008116`

Interior

Bedrooms	2 Beds
Total Rooms	7 Rooms
Building Area	2,405 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Block
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,007 sqft (0.619 acres)
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Deck Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0008116
Old Parcel Number	5110 12 96 9048
Street Address	195 UPPER LAKE DR
City	EASLEY
State	SC
Zip	29640-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTAGUE LAKES LOT 008 PLAT 329/14,15
Legal Subdivision	MONTAGUE LAKES
Legal Block	96
Legal Lot Number	8
Jurisdiction	PICKENS SC
Township / Civil Division	EASLEY EAST
Census Block Group	1
Census Block	1009
Census Tract	10603

Owner

Source: Pickens County records · APN 5110-12-96-9048

Assessment roll updated June 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	195 UPPER LAKE DR, EASLEY, SC 29640-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK
Aug 03, 2021	Deed of Trust, Mortgage · Construction Mortgage BLUE RIDGE BANK
Sep 09, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2020 · Amount on Record
Deed Sale	Sep 09, 2020 · Amount on Record
Deed Document Number	202013563
Deed Book / Page	2192 / 139
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	195 UPPER LAKE DR, EASLEY, SC 29640-8719
Transaction Type	Mortgage
Record Updated	Feb 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MORNING CREEK DR, EASLEY, SC 29640-2588

Mortgage

Document Number	0000018079
Date	Oct 25, 2022
Book Page	6239/223
Instrument	202218079

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	EASLEY, SC 29642

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Dec 20, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	195 UPPER LAKE DR, EASLEY, SC 29640-8719
Transaction Type	Mortgage
Record Updated	Feb 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MORNING CREEK DR, EASLEY, SC 29640-2588

Mortgage

Document Number	0000014942
Date	Aug 03, 2021
Book Page	5965/170
Instrument	202114942

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	EASLEY, SC 29642

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 03, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Sep 09, 2020
Property Address	195 UPPER LAKE DR, EASLEY, SC 29640-8719
Document Number	0000013563
Book / Page	002192 / 000139
Instrument Date	Sep 02, 2020
Instrument	13563
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MORNING CREEK DR EASLEY SC 296402588, EASLEY, SC 29640-2588

Tax Assessment & Valuation

Source: Pickens County records · Assessment roll updated June 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+5.6%)	$24,510 (+15.02%) Land $1,430 Building $23,080	$841,800 (+58%) Land $49,000 Building $792,800
2024	$2,570.00 (-66.52%)	$21,310 (-33.34%) Land $1,240 Building $20,070	$532,800 (-) Land $31,000 Building $501,800
2023	$7,676.00	$31,970 (+1,618.82%) Land $1,860 Building $30,110	$532,800 (+1,618.71%) Land $31,000 Building $501,800
2022		$1,860 Land $1,860	$31,000 Land $31,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pickens County (45077C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450770106031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Hurricane Helene

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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