Ashe County property record for 195 Trinity Ln, Jefferson, NC 28640 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Conventional |
| Year Built | Built 1999 |
| Square Footage | 962 sqft Heated Area |
| Lot Size | 30,492 sqft (0.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2025) |
| Tax Bill | $1,455.00 (2025) |
Source: Ashe County records · APN 09263-001-896
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 TRINITY LN, JEFFERSON, NC 28640-9586 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 01, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE CO |
| Sep 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2025 · Amount on Record |
| Deed Sale | Dec 01, 2025 · Amount on Record |
| Prior Sale | Sep 23, 2021 · Amount on Record |
| Deed Doc Number | 20255609 |
| Deed Book / Page | 579 / 2444 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Dec 01, 2025 |
| Property Address | 195 TRINITY LN, JEFFERSON, NC 28640-9586 |
| Document Number | 00579/2444 |
| Book / Page | 579 / 2444 |
| Map Reference | MB 10 PG 391 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 5609 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1150, WEST JEFFERSON, NC 28694-1150 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 195 TRINITY LN, JEFFERSON, NC 28640-9586 |
| Document Number | 0000005610 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 5610 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Sep 23, 2021 |
| Property Address | 195 TRINITY LN, JEFFERSON, NC 28640-9586 |
| Document Number | 00532/1481 |
| Book / Page | 532 / 1481 |
| Map Reference | MB 10 PG 391 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 5674 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 HAWTHORNE LN, JEFFERSON, NC 28640-9620 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1150, WEST JEFFERSON, NC 28694-1150 |
| Document Number | 0000005675 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 5675 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,455.00 (+4.75%) | $189,000 (-) Land $30,000 Building $159,000 | $189,000 (-) Land $30,000 Building $159,000 |
| 2023 | $1,389.00 (+36.58%) | $189,000 (+102.57%) Land $30,000 Building $159,000 | $189,000 (+102.57%) Land $30,000 Building $159,000 |
| 2022 | $1,017.00 | $93,300 Land $15,000 Building $78,300 | $93,300 Land $15,000 Building $78,300 |
Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09263-001-896 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Building Area | 962 sqft Heated Area |
| Gross Area | 2,080 sqft Gross Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Lot Area | 30,492 sqft (0.7 acres) |
| Account Number | 108826 |
|---|---|
| Street Address | 195 TRINITY LN |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9586 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.70 AC (PB 10/226) |
| Jurisdiction | ASHE NC |
| Minor Civil Division | JEFFERSON |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 970501 |
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