195 Tram Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 195 Tram Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 951 sqft · built 1950
Lot Size	0.625 acres (27,231 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2023)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0088P-0D-003.00`

Property Details

APN / Parcel Number

Primary APN	`0088P-0D-003.00`
Alternative APN	`17932`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	951 sqft Living Area
Gross Area	1,155 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,231 sqft (0.625 acres)
Lot Width	120 ft Width
Porch	Porch
Porch Area	24 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	17932
Street Address	195 TRAM RD
City	LANCASTER
State	SC
Zip	29720-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	125X198X131X199 TMA
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2016
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 TRAM RD, LANCASTER, SC 29720-9594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2023	Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL PARTNERS SECURE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	202311646
Deed Book / Page	1708 / 272
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 14, 2023
Property Address	195 TRAM RD, LANCASTER, SC 29720-9594
Document Number	0000011646
Book / Page	1708 / 272
Map Reference	PL 14979
Instrument Date	Sep 14, 2023
Instrument	2023011646
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 TRAM RD, LANCASTER, SC 29720-9594

Mortgage

Document Number	0000011647
Date	Sep 14, 2023
Instrument	2023011647

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 12, 2023
Property Address	195 TRAM RD, LANCASTER, SC 29720-9594
Document Number	0000004582
Book / Page	1655 / 179
Map Reference	PL 14979
Instrument Date	Apr 12, 2023
Instrument	2023004582
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Tax	$241.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16814 LAKE SHORE DR, CORNELIUS, NC 28031-8688

Mortgage

Document Number	0000004583
Date	Apr 12, 2023
Instrument	2023004583

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 (+2.7%)	$8,084 (+292.05%) Land $1,200 Building $6,884	$202,100 (+270.83%) Land $30,000 Building $172,100
2024	$1,149.00 (+12,666.67%)
2023	$9.00	$2,062 (-) Land $409 Building $1,653	$54,500 (-) Land $10,800 Building $43,700
2022	$9.00	$2,062 Land $409 Building $1,653	$54,500 Land $10,800 Building $43,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: RiverNet Connect, T-Mobile.

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