195 Torres Trce, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 195 Torres Trce, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,869 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$397,448 (2023)
Tax Bill	$7,938.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`072571-2190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,869 sqft Living Area
Gross Area	2,304 sqft Gross Area
1st Floor Area	1,869 sqft 1st Floor
Stories	1 Story
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	435 sqft Garage
Porch	Finished/Open Porch
Porch Area	154 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 TORRES TRCE
City	SAINT AUGUSTINE
State	FL
Zip	32095-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	115/25-41 CORDOVA PALMS PHASE ONE LOT 219 OR5784/113
Legal Subdivision	CORDOVA PALMS PHASE ONE
Legal Block	1
Legal Lot Number	219
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	20904

Owner

Source: St. Johns County records · APN 072571-2190

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	195 TORRES TRCE, SAINT AUGUSTINE, FL 32095-6657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	202350690
Deed Book / Page	5784 / 113
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 29, 2023
Property Address	195 TORRES TRCE, SAINT AUGUSTINE, FL 32095-6657
Document Number	0057840113
Book / Page	5784 / 113
Map Reference	MB 115 PG 25-41
Instrument Date	Jun 05, 2023
Instrument	2023050690
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,782.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 TORRES TRCE, SAINT AUGUSTINE, FL 32095-6657

Mortgage

Document Number	0005784115
Date	Jun 29, 2023
Instrument	5784/115

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,473 (-4.21%) Land $95,000 Building $241,473	$336,473 (-4.21%) Land $95,000 Building $241,473
2025	$7,938.00 (+10.79%)	$351,276 (+1.94%)	$351,276 (+1.94%) Land $85,000 Building $266,276
2024	$7,165.00 (+107.14%)	$344,590 (+359.45%)	$344,590 (+359.45%) Land $90,000 Building $254,590
2023	$3,459.00	$75,000	$75,000 Land $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 621 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.