195 Toby Rd, Sparta, MI 49345 Property Records

Kent County property record for 195 Toby Rd, Sparta, MI 49345

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jan 2026)
Tax Bill	$823 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-12-401-017`

Property Details

APN / Parcel Number

Primary APN	`41-05-12-401-017`

Exterior

Lot Area	65,776 sqft (1.51 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 TOBY RD
City	SPARTA
State	MI
Zip	49345-7504
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	C-2 CONDIT
Legal Description	410512401017 PART OF SE 1/4 COM 1223.40 FT S 0D 23M 30S E ALONG E SEC LINE & 1830.01 FT N 87D 59M 30S W & 146.91 FT N 0D 00M
Legal Range	12W
Legal Township	09N
Legal Section	12
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2020
Census Tract	10401

Owner

Source: Kent County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 TENTREE ST, SPARTA, MI 49345-1484
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer · Construction Mortgage CHOICEONE BANK
Jan 8, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP
Feb 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	20261391
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000051365
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jul 30, 2026
Property Address	195 TOBY RD, SPARTA, MI 49345-7504
Document Number	0000051365
Instrument Date	Jul 24, 2026
Instrument	202651365
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 TENTREE ST, SPARTA, MI 49345-1484

Mortgage

Document Number	0000051366,
Date	Jul 30, 2026
Instrument	20263051366

Lender

Name	CHOICEONE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Rate Type	Balloon
Rate	6.47%
Initial Type	Balloon
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 8, 2026
Property Address	195 TOBY RD, SPARTA, MI 49345-7504
Document Number	0000001391
Instrument Date	Dec 29, 2025
Instrument	20260108-0001391
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount Recorded
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1895 15 MILE RD NE, SPARTA, MI 49345-8558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 TOBY RD, SPARTA, MI 49345-7504

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 21, 2019
Property Address	195 TABBY TRAIL DR NW, SPARTA, MI 49345-8200
Document Number	0000011521
Instrument Date	Oct 18, 2018
Instrument	11521
Transaction Type	Transfer
Record Updated	Mar 7, 2019

Transaction

Amount	Amount Recorded
Tax	$4.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 HAYES RD NE COMSTOCK PARK MI 493219539, COMSTOCK PARK, MI 49321-9539

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00 (+254.74%)	$27,000 (+3.05%)	$54,000 (+3.05%)
2023	$232.00 (+11%)	$26,200	$52,400
2019	$209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Toby Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures