Bradford County property record for 195 Timber Ln, Troy, PA 16947
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 3 ba · built 2014 |
| Lot Size | 9.08 acres (395,525 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,332 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-068.00-009-000-000 |
| Primary APN | 53-068.00-009-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Modular |
| Lot Area | 395,525 sqft (9.08 acres) |
| Street Address | 195 TIMBER LN |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-8905 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | MODULAR |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 950700 |
195 Timber Ln, a residential property, is owned and occupied by two individuals.
Source: Bradford County records, as of April 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 TIMBER LN, TROY, PA 16947-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS & NORTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Feb 3, 2023 |
| Property Address | 195 TIMBER LN, TROY, PA 16947-8905 |
| Document Number | 0202301056 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 202301056 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 TIMBER LN, TROY, PA 16947-8854 |
| Name | Verified Name |
|---|---|
| Address | 195 TIMBER LN, TROY, PA 16947-8905 |
| Document Number | 0202301058 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 202301058 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 195 TIMBER LN, TROY, PA 16947-8905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202010070 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 202010070 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2026 property tax bill for 195 Timber Ln was $3,332.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Troy Township |
| Unified School District | Troy Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,332.00 | $52,400 | |
| 2024 | $3,033.00 | $52,400 | |
| 1999 | $104,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Timber Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2011–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Timber Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
May also be available: Tri-Co Connections.
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