195 Temple Rd, Petal, MS 39465 Property Records

Forrest County property record for 195 Temple Rd, Petal, MS 39465

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,858 sqft · built 1987
OwnerIndividual Name on File
Last Sale$107,000 (Jun 2002)
Tax Bill$356 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1-019N-35-014.00

Property Details

APN / Parcel Number

Primary APN1-019N-35-014.00
Alternative APNs
  • 117-5881-035-038.00
  • 032063
  • 32063

Interior

Full Baths3 Baths
Building Area1,858 sqft Living Area
1st Floor Area1,858 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialShingles
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number32063
Street Address195 TEMPLE RD
CityPETAL
StateMS
Zip39465-7830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 WHISPERING PINES S/D DB584 P187 5/87 DB584 P272 5/87 B625 P621 12/1/89 PREV #0635295 B630 P106 2/22/90
Legal Range12W
Legal Township05N
Legal Section35
Legal SubdivisionWHISPERING PINES
Legal Block625
Legal Lot Number15
JurisdictionFORREST MS
Township / Civil Division3
Census Block Group2
Census Block2003
Census Tract10101

Owner

195 Temple Rd is owned and occupied by an individual who bought it in June 2002.

Source: Forrest County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Mailing Address195 TEMPLE RD, PETAL, MS 39465-7830
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2002 · Amount on File
Deed SaleJun 7, 2002 · Amount on File
Deed Document Number0000888295
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORREST MS
Property Address195 TEMPLE RD, PETAL, MS 39465-7830
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2326/276
DateDec 16, 2020
Book Page2326/276
Instrument814300
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressPETAL, MS 39465
Agreement
AmountAmount on Record
Term120 Months
DueDec 14, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 195 Temple Rd was $356 with exemptions applied.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyForrest County
Unified School DistrictPetal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$356.00 Homeowner's exemption Senior Citizen's exemption$11,341$113,410 Land $17,460 Building $95,950
2023$332.00 Homeowner's exemption Senior Citizen's exemption$105,130 (+9%)$105,130 (-) Land $17,460 Building $87,670
2022$10,513$105,130 Land $17,460 Building $87,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Temple Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Temple Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 91% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNRISE UTILITY ASSN INC
public/private · serves 6,067 people · EPA ID MS0180013
Water SourceGroundwater
Last State InspectionOct 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
defastlink
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Temple Rd

Nearby Streets

Search Property Records by Address or Parcel Number