195 Tannery Rd, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 195 Tannery Rd, Schenevus, NY 12155

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,115 sqft · built 1973
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2019)
Tax Bill	$4,429 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`363600 246.07-1-7.00`

Property Details

APN / Parcel Number

Primary APN	`363600 246.07-1-7.00`
Alternative APNs	`360024600700010070000000` `057080`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,115 sqft Living Area
1st Floor Area	1,575 sqft
Basement Area	540 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Shed	1 Shed
Shed Area	143 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	057080
Street Address	195 TANNERY RD
City	SCHENEVUS
State	NY
Zip	12155-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	995 0 0
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	OTSEGO NY
Township / Civil Division	MARYLAND
Census Block Group	1
Census Block	1049
Census Tract	590701

Owner

Source: Otsego County and Maryland Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 TANNERY RD, SCHENEVUS, NY 12155-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Apr 28, 2015 · Amount on Record
Deed Document Number	20193034
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 11, 2019
Property Address	195 TANNERY RD, SCHENEVUS, NY 12155-2004
Document Number	0000003034
Instrument Date	Jul 8, 2019
Instrument	3034
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 DONATS BROW COBLESKILL NY 120435600, COBLESKILL, NY 12043-5600

Mortgage

Document Number	3035
Date	Jul 11, 2019
Instrument	3035

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2039

Tax Assessment & Valuation

Source: Otsego County and Maryland Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Maryland Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,429.00	$143,700 (-) Land $15,900 Building $127,800	$202,766 (+18.53%) Land $22,435 Building $180,331
2023		$143,700 Land $15,900 Building $127,800	$171,071 Land $18,929 Building $152,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20