195 SW Kernan Gln, Fort White, FL 32038 Property Records

Columbia County property record for 195 SW Kernan Gln, Fort White, FL 32038 · Last verified June 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,896 sqft Living Area
Lot Size	218,236 sqft (5.01 acres)
Occupancy	Owner Occupied
Last Sale	$284,000 (2026)
Tax Bill	$514.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-6S-16-03832-226`
Alternative APN	`R03832226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,896 sqft Living Area
Gross Area	1,920 sqft Gross Area
1st Floor	1,896 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	218,236 sqft (5.01 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	280 sqft Shed
Deck Area	200 sqft Deck
Topography	Rolling Topography
Lean-To	400 sqft Lean-To

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	195 SW KERNAN GLN
City	FORT WHITE
State	FL
Zip	32038-4170
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	COMM NW COR OF SEC, E 25 FT TO
Legal Range	16E
Legal Township	06S
Legal Section	16
Legal Subdivision	SHILOH RIDGE S/D UNREC
Legal Lot Number	26
Jurisdiction	COLUMBIA FL
Minor Civil Division	FORT WHITE
Census Blockgroup	2
Census Block	2009
Census Tract	110904

Owner

Source: Columbia County records · APN 16-6S-16-03832-226

Assessment roll updated January 7, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals Owners
Mailing Address	195 SW KERNAN GLN, FORT WHITE, FL 32038-4170
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HMA MORTGAGE
Nov 02, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on May 13, 2026 Deed Sale Price on May 13, 2026 Prior Sale Amount on Jan 13, 2025
Deed Doc Number	202610759
Deed Book / Page	1568 / 589
Prior Transfer Date	May 08, 2026
Prior Transfer Doc	0000010759
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA FL
Recording Date	May 13, 2026
Property Address	195 SW KERNAN GLN, FORT WHITE, FL 32038-4170
Document Number	0000010759
Book / Page	1568 / 589
Instrument Date	May 08, 2026
Instrument	202610759
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	SKY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200,788.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	195 SW KERNAN GLN, FORT WHITE, FL 32038-4170

Mortgage

Document Number	0000010760,
Date	May 13, 2026
Book Page	1568/591
Instrument	202610760

Lender

Name	HMA MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLUMBIA FL
Recording Date	Nov 02, 2022
Property Address	195 SW KERNAN GLN, FORT WHITE, FL 32038-4170
Document Number	0014781547
Book / Page	1478 / 1547
Instrument Date	Nov 02, 2022
Instrument	202212020993
Transaction Type	Transfer
Record Updated	Dec 01, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 SW KERNAN GLN, 195, FORT WHITE, FL 32038-4170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SW KERNAN GLN, FORT WHITE, FL 32038-4170

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated January 7, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,662 (+3%)	$109,936 (-) Land $55,000 Building $54,936
2025	$514.00 (+4.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$60,837 (+5.99%)	$109,936 (+29.72%) Land $55,000 Building $54,936
2024	$492.00 (+1.65%)
2023	$484.00 (-37.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$57,400 (+3%)	$84,750 (+21.06%) Land $42,500 Building $42,250
2022	$773.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$55,728	$70,005 Land $37,500 Building $32,505

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