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195 Sunrise Dr, Apt 7, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 195 Sunrise Dr, Apt 7, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 790 sqft · built 1965
Owner2 Individual Names on File
Last Sale$320,000 (Sep 2021)
Tax Bill$4,855 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-021-0070

Property Details

APN / Parcel Number

Primary APN24-5205-021-0070

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units20 Units
Building Area790 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCondo/Apartment

Location & Zoning

Street Address195 SUNRISE DR, 7
CityKEY BISCAYNE
StateFL
Zip33149-1959
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code4900
Legal DescriptionINDIES CONDO APT 7 SECOND FLOOR UNDIV 1/10TH INT IN COMMON ELEMENTS CLERKS FILE 65R-60375 OR 19614-3121 0401 1 COC 24810-4713 07 2006 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionINDIES CONDO
Legal Block1
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1000
Census Tract4608

Owner

195 Sunrise Dr, Apt 7 is owned and occupied by two individuals who bought it in September 2021.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address195 SUNRISE DR, 7, KEY BISCAYNE, FL 33149-1959
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2021 · Amount on File
Deed SaleSep 29, 2021 · Amount on File
Prior SaleAug 10, 2006 · Amount on File
Deed Document Number2021722704
Deed Book / Page32763 / 2163
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateSep 29, 2021
Property Address195 SUNRISE DR APT 7, 7, KEY BISCAYNE, FL 33149-1959
Document Number0000722704
Book / Page32763 / 2163
Map ReferenceMB 4556 PG 187
Instrument DateSep 20, 2021
Instrument2021R0722704
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanyELITE WORLD TITLE SERVICES INC, ELITE WORLD TITLE SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1570 VILLA CT, MARCO ISLAND, FL 34145-5133

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address195 SUNRISE DR APT 7, 7, KEY BISCAYNE, FL 33149-1959

Mortgage

Document Number0000002166
DateSep 29, 2021
Instrument32763/2166
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 195 Sunrise Dr, Apt 7 was $4,855 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,855.00 Homeowner's exemption$342,286$347,609
2023$4,934.00 (+12.19%)$316,800 (+2%)$316,800 (+2%)
2022$4,398.00$264,000$264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Sunrise Dr, Apt 7 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 71 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies840 units insured
incl. 769 condo units
Nearby Flood Claims80 (1984–2022)
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Katrina, Aug 2005 · 9 claims
  • Hurricane Andrew, Aug 1992 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 195 Sunrise Dr, Apt 7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

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