Jackson County property record for 195 Suncrest Rd, Talent, OR 97540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 2021 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Jun 2026) |
| Tax Bill | $4,363 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 381W23DB1500 |
| Primary APN | 381W23DB1500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Gross Area | 1,877 sqft |
| 1st Floor Area | 1,370 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 507 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 81 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 195 SUNCREST RD |
|---|---|
| City | TALENT |
| State | OR |
| Zip | 97540-8686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-22 |
| Legal Range | 01W |
| Legal Township | 38S |
| Legal Section | 23 |
| Legal Quarter | 4 |
| Legal Subdivision | AUTUMN RIDGE SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1702 |
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 195 SUNCREST RD, TALENT, OR 97540-8686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit ROGUE FCU |
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Deed Document Number | 202613205 |
| Prior Transfer Date | Aug 21, 2013 |
| Prior Transfer Doc | 0000030100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 195 SUNCREST RD, TALENT, OR 97540-8686 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 195 SUNCREST RD, TALENT, OR 97540-8686 |
| Document Number | 0000020280 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022-020280 |
| Name | ROGUE FCU |
|---|---|
| Type | Credit Union |
| Address | MEDFORD, OR 97501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Jun 18, 2026 |
| Property Address | 195 SUNCREST RD, TALENT, OR 97540-8686 |
| Document Number | 0000013205 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202613205 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 SUNCREST RD, TALENT, OR 97540-8686 |
| Document Number | 0000013206, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202613206 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Talent City |
| Unified School District | Phoenix-Talent School District 4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,680 (+3%) | $459,100 (+5.72%) Land $141,480 Building $317,620 | |
| 2025 | $4,363.00 (+2.42%) | $272,510 (+3%) Land $82,330 Building $190,180 | $434,240 (+0.06%) Land $141,000 Building $293,240 |
| 2024 | $4,260.00 (+3.25%) | $264,580 (+3%) Land $79,940 Building $184,640 | $433,980 (-3.3%) Land $135,000 Building $298,980 |
| 2023 | $4,126.00 (+2.71%) | $256,880 (+3%) Land $77,620 Building $179,260 | $448,810 (-1.86%) Land $136,950 Building $311,860 |
| 2022 | $4,017.00 | $249,400 Land $75,360 Building $174,040 | $457,300 Land $137,370 Building $319,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 86% of Oregon |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TALENT serves 6,293 people · EPA ID OR4100857 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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