Cherokee County property record for 195 Summit Cir, Ball Ground, GA 30107
| Property Type | Single Family Home |
|---|---|
| Details | built 2025 |
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Apr 2022) |
| Tax Bill | $1,349 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 94N05 045 H |
| Primary APN | 94N05 045 H |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 106,286 sqft (2.44 acres) |
| Account Number | 469604 |
|---|---|
| Street Address | 195 SUMMIT CIR |
| City | BALL GROUND |
| State | GA |
| Zip | 30107-4198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC-R |
| Legal Description | LOT 8 NORTHRIDGE ROAD 100/51 |
| Legal Subdivision | NORTHRIDGE ROAD |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE GA |
| Township / Civil Division | BALL GROUND |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 90103 |
195 Summit Cir is owned and occupied by two individuals who acquired it in September 2024.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 SUMMIT CIR, BALL GROUND, GA 30107-4198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 11, 2022 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on File |
| Deed Sale | Apr 12, 2022 · Amount on File |
| Prior Sale | Sep 15, 2016 · Amount on File |
| Deed Document Number | 20224310 |
| Deed Book / Page | 14780 / 738 |
| Last Transfer Date | Sep 20, 2024 |
| Transfer Doc | 0149781571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 195 SUMMIT CIR, BALL GROUND, GA 30107-4198 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 195 SUMMIT CIR, BALL GROUND, GA 30107-4198 |
| Document Number | 0150542407 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 0000015054/0000002407 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 348 Months |
| Due | Jan 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Recording Date | Apr 11, 2022 |
| Property Address | 195 SUMMIT CIR, BALL GROUND, GA 30107-4198 |
| Document Number | 0147800738 |
| Book / Page | 14780 / 738 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022-004310 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 HARRIS CT, BALL GROUND, GA 30107-6219 |
The 2025 property tax bill for 195 Summit Cir was $1,349.
Source: Cherokee County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Ball Ground City |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,349.00 | $45,000 Land $45,000 | $112,500 Land $112,500 |
| 2023 | $45,000 (+93.97%) Land $45,000 | $112,500 (+93.97%) Land $112,500 | |
| 2022 | $76.00 | $23,200 Land $23,200 | $58,000 Land $58,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 195 Summit Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Summit Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALL GROUND serves 2,470 people · EPA ID GA0570000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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