195 Sugar Crk, Buda, TX 78610 Property Records

Hays County property record for 195 Sugar Crk, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	2,532 sqft · built 2016
Owner	Individual Name on File
Tax Bill	$10,839 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R142747`

Property Details

APN / Parcel Number

Primary APN	`R142747`
Alternative APN	`11-9498-000U-00600-2`

Interior

Stories	1 Story
Building Area	2,532 sqft Living Area
Gross Area	2,952 sqft
Upper Floors Area	432 sqft

Exterior

Year Built	Built 2016
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	195 SUGAR CRK
City	BUDA
State	TX
Zip	78610-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HOLLOW PHASE 1 SEC 7B, BLOCK U, LOT 6 TAX CODES:GHA,RSP,SHA,ACCD
Legal Subdivision	WHISPERING HOLLOW PHASE 1 SEC 7B
Legal Phase	1
Legal Block	U
Legal Lot Number	6
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2042
Census Tract	10915

Owner

195 Sugar Crk is owned and occupied by an individual who acquired it in March 2023.

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	195 SUGAR CRK, BUDA, TX 78610-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 4, 2017	Grant Deed, Subdivision Related Transfer CALATLANTIC MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023
Deed Sale	Mar 1, 2023
Prior Sale	Dec 17, 2019
Deed Document Number	23006661
Record Updated	Jun 8, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Mar 1, 2023
Property Address	195 SUGAR CRK, BUDA, TX 78610-2102
Document Number	0000006661
Map Reference	VOL 18 PG 14
Instrument Date	Feb 28, 2023
Instrument	23006661
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SUGAR CRK, BUDA, TX 78610-2102

Mortgage

Document Number	0000006662
Date	Mar 1, 2023
Instrument	23006662

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HAYS TX
Recording Date	Jan 4, 2017
Property Address	195 SUGAR CRK, BUDA, TX 78610-2102
Document Number	0000000672
Instrument Date	Dec 29, 2016
Instrument	672
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 31, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 SUGAR CRK BUDA TX 786102102, BUDA, TX 78610-2102

Mortgage

Document Number	673,
Date	Jan 4, 2017
Instrument	673

Lender

Name	CALATLANTIC MTG INC
Address	SCOTTSDALE, AZ 85255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Buda City
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$466,560 Land $94,160 Building $372,400	$466,560 Land $94,160 Building $372,400
2024	$10,839.00
2023		$566,550 Land $116,820 Building $449,730	$566,550 Land $116,820 Building $449,730
2022	$11,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Sugar Crk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Sugar Crk is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BUDA serves 13,830 people · EPA ID TX1050012
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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