195 State St, Roscommon, MI 48653 Property Records

Roscommon County property record for 195 State St, Roscommon, MI 48653

Property Summary

Property TypeCommercial
Details40,835 sqft · built 2001
Lot Size21.4 acres (933,491 sqft)
OwnerCompany Name on Record
Last Sale$3,000,000 (Aug 2015)
Tax Bill$57,238 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN055-108-007-0025

Property Details

APN / Parcel Number

Primary APN055-108-007-0025

Interior

Building Area40,835 sqft Building Perimeter

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area933,491 sqft (21.4 acres)

Location & Zoning

Street Address195 STATE ST
CityROSCOMMON
StateMI
Zip48653-8474
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionL-956 P-994 L-937 P-2286-2287 242 COM AT W 1/4 COR SEC 8 TH N1DEG32'E ALG SEC LINE 609.15FT FOR POB TH N1DEG32'E ALG SEC LINE
JurisdictionROSCOMMON MI
Township / Civil DivisionHIGGINS
Census Block Group2
Census Block2054
Census Tract970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address195 STATE ST, ROSCOMMON, MI 48653-8474
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2015 · Amount on Record
Deed SaleAug 20, 2015 · Amount on Record
Deed Book / Page1153 / 48889
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateJan 29, 2026
Property Address195 STATE ST, ROSCOMMON, MI 48653-8474
Document Number01192/1002
Book / Page1192 / 1002
Instrument DateJan 28, 2026
Instrument202600000508
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 STATE ST, ROSCOMMON, MI 48653-8474

Mortgage

Document Number202600000509
DateJan 29, 2026
Instrument202600000509
Lender
NameMERCANTILE BANK
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionHiggins Township
MunicipalityRoscommon Village
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,403,300 (+10.08%)$2,806,600 (+10.08%)
2025$57,238.00 (-15.22%)$1,274,800 (-18.12%)$2,549,600 (-18.12%)
2024$67,512.00
2023$1,557,000$3,114,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 93% of Michigan
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ROSCOMMON
serves 1,075 people · EPA ID MI0005810
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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