Middlesex County and Framingham City property record for 195 State St, Framingham, MA 01702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,952 sqft · built 1950 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Sep 2017) |
| Tax Bill | $7,481 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-31-2930 |
| Primary APN | 110-31-2930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 3,507 sqft |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5619 |
|---|---|
| Street Address | 195 STATE ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01702-2465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 31 |
| Legal Lot Number | 2930 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 383502 |
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 STATE ST, FRAMINGHAM, MA 01702-2465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Oct 1, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance LEADER BANK NA |
| Oct 1, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance LEADER BANK NA |
| Sep 6, 2017 | Quit Claim Deed, Transfer UBS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2017 · Amount on Record |
| Deed Sale | Sep 6, 2017 · Amount on Record |
| Prior Sale | Oct 1, 1973 |
| Deed Book / Page | 69890 / 455 |
| Last Transfer Date | Sep 24, 2021 |
| Transfer Doc | 078828-103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 195 STATE ST, FRAMINGHAM, MA 01702-2465 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079630-387 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 79630/387 |
| Instrument | 18065 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Oct 1, 2021 |
| Property Address | 195 STATE ST, FRAMINGHAM, MA 01702-2465 |
| Document Number | 78828-103 |
| Book / Page | 78828 / 103 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 217738 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 195 STATE ST, FRAMINGHAM, MA 01702-2465 |
| Document Number | 78828-108 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 78828/108 |
| Instrument | 217739 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Oct 1, 2021 |
| Property Address | 195 STATE ST, FRAMINGHAM, MA 01702-2465 |
| Document Number | 078828-103 |
| Book / Page | 78828 / 103 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 217738 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 195 STATE ST, FRAMINGHAM, MA 01702-2465 |
| Document Number | 0000217739 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 217739 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Sep 6, 2017 |
| Property Address | 195 STATE ST, FRAMINGHAM, MA 01702-2465 |
| Document Number | 69890-455 |
| Book / Page | 69890 / 455 |
| Instrument | 144202 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 STATE ST, FRAMINGHAM, MA 01702-2465 |
| Document Number | 698900458 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 69890/0458 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Rate | 3.5% |
|---|---|
| Max Rate At Change | 0.12% |
| Max Rate | 2.25% |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,481.00 (+2.82%) | $632,400 (+3.77%) Land $284,900 Building $330,400 | $678,543 (-3.79%) |
| 2025 | $7,276.00 (+0.66%) | $609,400 (+5.05%) Land $271,300 Building $338,100 | $705,280 (+0.2%) |
| 2024 | $7,228.00 (+5.44%) | $580,100 (+10.77%) Land $242,300 Building $337,800 | $703,855 |
| 2023 | $6,855.00 | $523,700 Land $216,300 Building $307,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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