195 Starling Rd, Springfield, MA 01119 Property Records

Hampden County and Springfield City property record for 195 Starling Rd, Springfield, MA 01119

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1986
Lot Size	0.374 acres (16,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Jul 2006)
Tax Bill	$4,570 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11108 P:0048`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11108 P:0048`
Alternative APN	`111080048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	16,291 sqft (0.374 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	111080048
Street Address	195 STARLING RD
City	SPRINGFIELD
State	MA
Zip	01119-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1016
Census Tract	801602

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 STARLING RD, SPRINGFIELD, MA 01119-2228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2006 · Amount on Record
Deed Sale	Jul 3, 2006 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	2006101707
Deed Book / Page	16024 / 400
Transfer Doc	9828000230
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	195 STARLING RD, SPRINGFIELD, MA 01119-2228
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025226-469
Date	Nov 15, 2023
Book Page	25226/469
Instrument	54257

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	195 STARLING RD, SPRINGFIELD, MA 01119-2228
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024394-169
Date	Feb 7, 2022
Book Page	24394/169
Instrument	7996

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,570.00 (+1.17%)	$295,600 (+2.6%) Land $54,900 Building $240,700	$321,937 (+2.16%)
2025	$4,517.00 (+9.8%)	$288,100 (+19.39%) Land $54,900 Building $233,200	$315,115 (+3.53%)
2024			$304,380
2023	$4,114.00	$241,300 Land $52,300 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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