Jones County property record for 195 Spruce Ln, Gray, GA 31032
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,305 sqft · built 2003 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $5,221 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | J45A-064 |
| Primary APN | J45A-064 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,305 sqft Heated Area |
| 1st Floor Area | 1,516 sqft |
| 2nd Floor Area | 525 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11801 |
|---|---|
| Old Parcel Number | J45A00064 |
| Street Address | 195 SPRUCE LN |
| City | GRAY |
| State | GA |
| Zip | 31032-5856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | LOT 64 THE PINES PB 15/97 DB 804/550 |
| Legal Subdivision | PINES AT GRAY |
| Legal Lot Number | 64 |
| Jurisdiction | JONES GA |
| Township / Civil Division | GRAY-MACON EAST |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30305 |
The current owner of 195 Spruce Ln acquired it in August 2011.
Source: Jones County records, as of January 19, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 195 SPRUCE LN, GRAY, GA 31032-5856 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jan 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Last Sale | Jan 5, 2007 |
|---|---|
| Deed Sale | Jan 5, 2007 |
| Prior Sale | Jan 5, 2007 |
| Deed Document Number | 0006710038 |
| Deed Book / Page | 00067 / 000038 |
| Last Transfer Date | Aug 11, 2011 |
| Transfer Doc | 0008040550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 195 SPRUCE LN, GRAY, GA 31032-5856 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 195 SPRUCE LN, GRAY, GA 31032-5856 |
| Document Number | 0010990000000023 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 0000001099/0000000023 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES GA |
| Property Address | 195 SPRUCE LN, GRAY, GA 31032-5856 |
| Document Number | 0009910151 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 195 SPRUCE LN GRAY GA 310325856, GRAY, GA 31032-5856 |
| Document Number | 0009910151 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 000991/000151 |
| Instrument | 236 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | ATLANTA, GA 30329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 195 Spruce Ln was $5,221 with exemptions applied.
Source: Jones County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Jones County |
| Municipality | Gray City |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,221.00 Homeowner's exemption Senior Citizen's exemption | $132,713 Land $15,340 Building $117,373 | $331,783 Land $38,350 Building $293,433 |
| 2023 | $3,554.00 (-11.11%) Homeowner's exemption | $85,180 (-) Land $11,800 Building $73,380 | $212,951 (-) Land $29,500 Building $183,451 |
| 2022 | $3,998.00 Homeowner's exemption | $85,180 Land $11,800 Building $73,380 | $212,951 Land $29,500 Building $183,451 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Spruce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 Spruce Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY serves 9,339 people · EPA ID GA1690000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Tri-CoGo Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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