195 Spring St, Johnstown, PA 15906 Property Records

Cambria County property record for 195 Spring St, Johnstown, PA 15906

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,500 (Jul 2021)
Tax Bill	$985 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`89-004.-106.000`

Property Details

APN / Parcel Number

Primary APN	`89-004.-106.000`
Alternative APN	`089 007295`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Location & Zoning

Street Address	195 SPRING ST
City	JOHNSTOWN
State	PA
Zip	15906-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 X 120 H G
Jurisdiction	CAMBRIA PA
Township / Civil Division	JOHNSTOWN
Census Block Group	3
Census Block	3028
Census Tract	1200

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 SPRING ST, JOHNSTOWN, PA 15906-1941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage REDEVELOPMENT AUTHORITY JOHNSTOWN CITY
Jul 28, 2021	Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jul 20, 2004 · Amount on Record
Deed Document Number	20219406
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	195 SPRING ST, JOHNSTOWN, PA 15906-1941
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002465
Date	Mar 22, 2023
Instrument	2023-00002465

Lender

Name	REDEVELOPMENT AUTHORITY JOHNSTOWN CITY
Type	Government Agency
Address	416 MAIN ST, JOHNSTOWN, PA 15901

Agreement

Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Jul 28, 2021
Property Address	195 SPRING ST, JOHNSTOWN, PA 15906-1941
Document Number	2021000009406
Instrument Date	Jul 27, 2021
Instrument	20210-00009406
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SPRING ST, JOHNSTOWN, PA 15906-1941

Mortgage

Document Number	21000009407
Date	Jul 28, 2021
Instrument	210-00009407

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Johnstown City
Unified School District	Greater Johnstown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$985.00 (-36.98%)	$11,880 (-) Land $1,620 Building $10,260
2024	$1,563.00	$11,880 (-) Land $1,620 Building $10,260
2023	$1,563.00	$11,880 Land $1,620 Building $10,260
1972			$11,880 Land $1,620 Building $10,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1980–1996)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: In The Stix Broadband, Verizon.

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