195 Sparrow Ln, Willard, MO 65781 Property Records

Greene County property record for 195 Sparrow Ln, Willard, MO 65781

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,909 sqft · built 2005
Lot Size	0.285 acres (12,458 sqft)
Owner	Individual Name on Record
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-07-23-301-070`

Property Details

APN / Parcel Number

Primary APN	`88-07-23-301-070`
Alternative APN	`0723301070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,909 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Construction Type	Brick
Foundation Type	Raised
Lot Area	12,458 sqft (0.285 acres)
Lot Dimensions	150 ft deep x 83 ft wide

Location & Zoning

Account Number	880723301070
Old Parcel Number	880723301070
Street Address	195 SPARROW LN
City	WILLARD
State	MO
Zip	65781-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	PARK ESTATES I LOT 57
Legal Range	23W
Legal Township	30N
Legal Section	23
Legal Subdivision	PARK
Legal Lot Number	57
Jurisdiction	GREENE MO
Township / Civil Division	MURRAY
Census Block Group	3
Census Block	3010
Census Tract	5002

Owner

Source: Greene County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	195 SPARROW LN, WILLARD, MO 65781-9130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit MULTIPLI CU
Jan 12, 2026	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Sep 21, 2017	Warranty Deed, Transfer · Line of Credit COMMUNITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026
Deed Sale	Jan 12, 2026
Prior Sale	May 3, 2021
Deed Document Number	1036-26
Deed Book / Page	2026 / 1036-26
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	195 SPARROW LN, WILLARD, MO 65781-9130
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SPARROW LN, WILLARD, MO 65781-9130

Mortgage

Document Number	0000002422
Date	Aug 2, 2023
Book Page	2023/24228-23
Instrument	24228-23

Lender

Name	MULTIPLI CU
Type	Credit Union
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Jan 12, 2026
Property Address	195 SPARROW LN, WILLARD, MO 65781-9130
Document Number	0000000103
Book / Page	2026 / 1036-26
Instrument Date	Jan 9, 2026
Instrument	1036-26
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SPARROW LN, WILLARD, MO 65781-9130

Mortgage

Document Number	0000000103
Date	Jan 12, 2026
Instrument	1037-26

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	May 3, 2021
Property Address	195 SPARROW LN, WILLARD, MO 65781-9130
Document Number	0000002199
Book / Page	2021 / 21997-21
Instrument Date	Apr 30, 2021
Instrument	21997-21
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SPARROW LN, WILLARD, MO 65781-9130

Mortgage

Document Number	0000002199
Date	May 3, 2021
Instrument	21998-21

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Sep 21, 2017
Property Address	195 SPARROW LN, WILLARD, MO 65781-9130
Document Number	0000003802
Book / Page	2017 / 038020-17
Instrument Date	Sep 20, 2017
Instrument	038020-17
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SPARROW LN, WILLARD, MO 65781-9130

Mortgage

Document Number	0000003802
Date	Sep 21, 2017
Instrument	038022-17

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Greene County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Willard City
Unified School District	Willard R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 (+13.35%)	$42,690 (+16.1%) Land $8,550 Building $34,140	$224,700 (+16.12%) Land $45,000 Building $179,700
2023	$2,270.00 (+16.29%)	$36,770 (+14.37%) Land $4,750 Building $32,020	$193,500 (+14.36%) Land $25,000 Building $168,500
2022	$1,952.00	$32,150 Land $4,750 Building $27,400
2021			$169,200 Land $25,000 Building $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD PWS serves 8,400 people · EPA ID MO5010860
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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