White County property record for 195 Smith Rd, Searcy, AR 72143
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,272 sqft · built 1968 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Dec 2021) |
| Tax Bill | $444 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-08315-000 |
| Primary APN | 001-08315-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 348 sqft |
| Fence | Fence |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 195 SMITH RD |
|---|---|
| City | SEARCY |
| State | AR |
| Zip | 72143-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 70 YDS E 140 YDS N 70 YDS NW NW |
| Legal Subdivision | RURAL METES & BOUNDS |
| Jurisdiction | WHITE AR |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70401 |
Source: White County records, as of October 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 195 SMITH RD, SEARCY, AR 72143-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · USDA Mortgage SIMMONS BANK |
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 202121795* |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE AR |
| Property Address | 195 SMITH RD, SEARCY, AR 72143-9200 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG2021/42057 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | MTG 2021/42057 |
| Instrument | L202120130 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | PINE BLUFF, AR 71601 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE AR |
| Property Address | 195 SMITH RD, SEARCY, AR 72143-9200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG2018/17428 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | MTG 2018/17428 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | SEARCY, AR 72145 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 26, 2021 |
Source: White County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | White County |
| Unified School District | Searcy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $444.00 (+2,236.84%) Homeowner's exemption | $11,160 (-) Land $1,300 Building $9,860 | |
| 2023 | $19.00 Homeowner's exemption | $11,160 Land $1,300 Building $9,860 | $55,800 Land $6,500 Building $49,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 86% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOUR MILE HILL PUBLIC FACILITIES BOARD serves 4,877 people · EPA ID AR0000586 |
|---|---|
| Water Source | Purchased surface water from SEARCY WATERWORKS |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Apr 2026 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Longview Cable Television Company Cable | 1,000 / 50 |
May also be available: Horton's TV & Electronics, Verizon.
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