195 Silverleaf Dr, Pelham, AL 35124 Property Records

Shelby County property record for 195 Silverleaf Dr, Pelham, AL 35124 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,631 sqft · built 2000
Lot Size	0.592 acres (25,788 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2025)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144184001011065`

Property Details

APN / Parcel Number

Primary APN	`144184001011065`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,631 sqft Heated Area
1st Floor Area	1,232 sqft
Upper Floors Area	1,160 sqft
Basement Area	806 sqft
Finished Basement	398 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,788 sqft (0.592 acres)
Lot Dimensions	204 ft deep x 100 ft wide
Garage Type	Basement
Porch	Patio
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 SILVERLEAF DR
City	PELHAM
State	AL
Zip	35124-6147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 18 20S 02W NBRHD: 08 EAGLE COVE R-2
Legal Range	02W
Legal Township	20S
Legal Section	18
Legal Subdivision	SILVERLEAF PHASE 3
Legal Lot Number	64
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1025
Census Tract	30345

Owner

Source: Shelby County records · APN 144184001011065

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 SILVERLEAF DR, PELHAM, AL 35124-6147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCGOWING & KING MORTGAGE LLC
Jun 01, 2018	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Apr 10, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Jun 01, 2018 · Amount on Record
Deed Document Number	202585910
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	195 SILVERLEAF DR, PELHAM, AL 35124-6147
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409590
Date	Sep 14, 2020
Instrument	20200914000409590

Lender

Name	MCGOWING & KING MORTGAGE LLC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 01, 2018
Property Address	195 SILVERLEAF DR, PELHAM, AL 35124-6147
Document Number	0000193710
Map Reference	MB25 PG40
Instrument Date	May 31, 2018
Instrument	20180601000193710
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 SILVERLEAF DR, 195, PELHAM, AL 35124-6147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 SILVERLEAF DR, PELHAM, AL 35124-6147

Mortgage

Document Number	0000193720
Date	Jun 01, 2018
Instrument	20180601000193720

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY AL
Property Address	195 SILVERLEAF DR, PELHAM, AL 35124-6147
Document Number	0000198210
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 SILVERLEAF DR PELHAM AL 351246147, PELHAM, AL 35124-6147

Mortgage

Document Number	0000198210
Date	Jun 06, 2018
Instrument	198210

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 05, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,265.00 (+7.55%)	$39,060 (+5.51%)	$390,600 (+5.54%) Land $75,000 Building $315,600
2023	$2,106.00	$37,020	$370,100 Land $75,000 Building $295,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (01117C), updated January 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011170303451, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2010–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 57% of Alabama
Wildfire Likelihood	About 1 in 813 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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