195 Shadow Pond Ln, Suffield, CT 06078 Property Records

Suffield Town property record for 195 Shadow Pond Ln, Suffield, CT 06078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,031 sqft · built 2002
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jun 2024)
Tax Bill	$11,541 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R91074`

Property Details

APN / Parcel Number

Primary APN	`R91074`
Alternative APN	`SUFF M:0050H B:00040 L:0054B`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	7,295 sqft
Basement Area	1,374 sqft
Unfinished Basement	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R91074
Street Address	195 SHADOW POND LN
City	SUFFIELD
State	CT
Zip	06078-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	40
Legal Lot Number	54B
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	2
Census Block	2005
Census Tract	477101

Owner

195 Shadow Pond Ln is owned and occupied by two individuals who bought it in June 2024.

Source: Suffield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 SHADOW POND LN, SUFFIELD, CT 06078-1234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage WINDSOR FEDERAL BANK
Apr 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Nov 18, 2014 · Amount on File
Deed Book / Page	588 / 531
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Jun 24, 2024
Property Address	195 SHADOW POND LN, SUFFIELD, CT 06078-1234
Document Number	000588-531
Book / Page	588 / 531
Instrument Date	Jun 20, 2024
Transaction Type	Transfer
Record Updated	Jul 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	195 SHADOW POND LN, SUFFIELD, CT 06078-1234

Mortgage

Document Number	2435350014
Date	Jun 24, 2024
Instrument	2435350014

Lender

Name	WINDSOR FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	195 SHADOW POND LN, SUFFIELD, CT 06078-1234
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559-710
Date	Apr 22, 2021
Book Page	559/710
Instrument	2328210015

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 195 Shadow Pond Ln was $11,541.

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,541.00	$493,010 Land $91,560 Building $401,450	$345,107 Land $64,092 Building $281,015
2024	$11,541.00 (+9.91%)
2023	$10,500.00 (+2.3%)	$367,010 (+2.3%) Land $91,560 Building $275,450
2022	$10,264.00	$358,750 Land $91,560 Building $267,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 195 Shadow Pond Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Shadow Pond Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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