195 SE Birch Ter, Stuart, FL 34997 Property Records

Martin County property record for 195 SE Birch Ter, Stuart, FL 34997

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$554,813 (Sep 2026)
Tax Bill	$782 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-428-000-0029.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-428-000-0029.0-0-0000`
Alternative APNs	`55-38-41-428-000-00290-0` `1129897`

Exterior

Lot Area	2,614 sqft (0.06 acres)
View / Lot	Zero Lot Line

Location & Zoning

Account Number	1129897
Street Address	195 SE BIRCH TER
City	STUART
State	FL
Zip	34997-7333
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	LOT 29 SALERNO RESERVE AT SHOWCASE PUD PHASE 2 (PB 20/03)
Legal Subdivision	SALERNO RESERVE AT SHOWCASE PUD PHASE 2
Legal Lot Number	29
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1012
Census Tract	1107

Owner

Source: Martin County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 SE BIRCH TER, STUART, FL 34997-7333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 12, 2026	Special Warranty Deed, Transfer EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Jan 12, 2026 · Amount on Record
Deed Document Number	20263207119
Deed Book / Page	3593 / 16
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 29, 2026
Property Address	195 SE BIRCH TER, STUART, FL 34997-7333
Document Number	0003207119
Book / Page	3593 / 16
Instrument Date	Sep 25, 2026
Instrument	20263207119
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2026
Title Company	EASTERN NATIONAL TITLE AGENCY, EASTERN NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392,252.69
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003207120,
Date	Sep 29, 2026
Instrument	20263207120

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 12, 2026
Property Address	195 SE BIRCH TER, STUART, FL 34997-7333
Document Number	0035422843
Book / Page	3542 / 2843
Map Reference	MB 19 PG 73
Instrument Date	Jan 8, 2026
Instrument	3164670
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount Recorded
Tax	$10,836.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 VISTA BLVD, WACONIA, MN 55387-4559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 QUANTUM BLVD, BOYNTON BEACH, FL 33426-8638
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$782.00 (+11.55%)	$47,025	$54,900 Land $54,900
2024	$701.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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