195 S River Rd, Eagar, AZ 85925 Property Records

Apache County property record for 195 S River Rd, Eagar, AZ 85925

Property Summary

Property Type	Single Family Home
Details	1,527 sqft · built 1978
Lot Size	0.38 acres (16,552 sqft)
Owner	Individual Name on Record
Last Sale	$153,500 (Dec 2015)
Tax Bill	$571 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Second Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`104-46-001A`

Property Details

APN / Parcel Number

Primary APN	`104-46-001A`
Alternative APN	`R0006628`

Interior

Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	1,527 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Concrete
Roof Material	Composition Shingle
Lot Area	16,552 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0006628
Street Address	195 S RIVER RD
City	EAGAR
State	AZ
Zip	85925-9892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: VALLEY VIEW ESTATES LOT: 1 S109
Legal Subdivision	VALLEY VIEW ESTATES
Legal Lot Number	1
Jurisdiction	APACHE AZ
Township / Civil Division	EAGAR-SPRINGERVILLE
Census Block Group	1
Census Block	1025
Census Tract	970501

Owner

Source: Apache County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1783, EAGAR, AZ 85925-1783
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Quit Claim Deed, Transfer · Conventional Mortgage BOX HOME LOANS
Dec 4, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2015 · Amount on Record
Deed Sale	Dec 8, 2015 · Amount on Record
Deed Document Number	20155731
Prior Transfer Date	Apr 20, 2012
Prior Transfer Doc	0000002179
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	APACHE AZ
Recording Date	Jun 24, 2021
Property Address	195 S RIVER RD, EAGAR, AZ 85925-9892
Document Number	0000005619
Map Reference	MB 1 PG 2
Instrument Date	May 18, 2021
Instrument	2021-005619
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 LARA LN, OCEANO, CA 93445-9187

Mortgage

Document Number	0000005596
Date	Jun 24, 2021
Instrument	2021-005596

Lender

Name	BOX HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APACHE AZ
Property Address	195 S RIVER RD, EAGAR, AZ 85925-9892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007389
Date	Dec 4, 2018
Instrument	2018-007389

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APACHE AZ
Property Address	195 S RIVER RD, EAGAR, AZ 85925-9892
Document Number	0000005373
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	195 S RIVER RD EAGAR AZ 85925, EAGAR, AZ 85925

Mortgage

Document Number	0000005373
Date	Oct 3, 2017
Instrument	5373

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	EAGAR, AZ 85925

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Apache County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Apache County
Municipality	Eagar Town
Unified School District	Round Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,380 (+10.24%)	$173,278 (+8.83%)
2025	$571.00 (+6.33%)
2024	$537.00 (+18.02%)	$8,509	$159,216
2023	$455.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–1999)
Most Recent Claim	Aug 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EAGAR serves 4,590 people · EPA ID AZ0401004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smith Bagley Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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