195 S Main St, Suffield, CT 06078 Property Records

Suffield Town property record for 195 S Main St, Suffield, CT 06078

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Apr 2021)
Tax Bill	$12,012 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2023 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R34548`

Property Details

APN / Parcel Number

Primary APN	`R34548`
Alternative APN	`SUFF M:0034H B:00032 L:00026`

Interior

Units	2 Units

Exterior

Architectural Style	Duplex Single
Lot Area	47,916 sqft (1.1 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Account Number	R34548
Street Address	195 S MAIN ST
City	SUFFIELD
State	CT
Zip	06078-2237
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R25
Legal Block	32
Legal Lot Number	26
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	3
Census Block	3001
Census Tract	477101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Suffield Historic District listed 1979 · 144 contributing resources · NRIS 79003750

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

195 S Main St, a residential property, is owned by a company that bought it in April 2021.

Source: Suffield Town records, as of June 25, 2026

Owner of Record	Company Name on File
Mailing Address	120 BROAD ST, WETHERSFIELD, CT 06109-3105
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage WINDSOR FEDERAL SAVINGS AND LOAN ASSN
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WINDSOR FEDERAL SAVINGS AND LOAN ASSN
Apr 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JWD ASSOCIATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Feb 20, 2007 · Amount on File
Deed Document Number	20212327420002
Deed Book / Page	559 / 372
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	195 S MAIN ST, SUFFIELD, CT 06078-2237
Transaction Type	Mortgage
Record Updated	Nov 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000559-374
Date	Apr 13, 2021
Book Page	559/374
Instrument	2327430011

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Commercial Mortgage

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	195 S MAIN ST, SUFFIELD, CT 06078-2237
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000581-151
Date	Jul 6, 2023
Book Page	581/151
Instrument	2397150011

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Apr 13, 2021
Property Address	195 S MAIN ST, SUFFIELD, CT 06078-2237
Document Number	559-372
Book / Page	559 / 372
Instrument Date	Apr 12, 2021
Instrument	2327420002
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2327450011
Date	Apr 13, 2021
Instrument	2327450011

Lender

Name	JWD ASSOCIATES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	559-374
Date	Apr 13, 2021
Book Page	559/374
Instrument	2327430011

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 195 S Main St was $12,012.

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,012.00	$513,100 Land $82,390 Building $430,710	$359,170 Land $57,673 Building $301,497
2024	$12,012.00 (-0.22%)
2023	$12,038.00	$420,770 (-) Land $82,390 Building $338,380
2022	$12,038.00	$420,770 Land $82,390 Building $338,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 195 S Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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