195 S Madison St, Mitchell (Osage), IA 50461 Property Records

Mitchell County property record for 195 S Madison St, Mitchell, IA 50461

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,825 sqft · built 1855
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$90,500 (Mar 2018)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`1008405007`

Property Details

APN / Parcel Number

Primary APN	`1008405007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,825 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	195 S MADISON ST
City	MITCHELL
State	IA
Zip	50461-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN ADD LOTS 10, 12, 13, 14, N 1/2 WALNUT ST ADJ BLK 15
Legal Block	15
Legal Lot Number	10
Jurisdiction	MITCHELL IA
Township / Civil Division	MITCHELL
Census Block Group	1
Census Block	1106
Census Tract	560200

Owner

195 S Madison St is owned and occupied by two individuals who bought it in March 2018.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 S MADISON ST, MITCHELL, IA 50461-8044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2018	Deed of Trust, Mortgage PREMIER LENDING INC
Mar 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on File
Deed Sale	Mar 15, 2018 · Amount on File
Deed Document Number	2018522
Deed Book / Page	2018 / 522
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	195 S MADISON ST, MITCHELL, IA 50461-8044
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000523
Date	Mar 15, 2018
Book Page	0000002018/0000000523
Instrument	000000000523

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Mar 15, 2018
Property Address	195 S MADISON ST, MITCHELL, IA 50461-8044
Document Number	2018/522
Book / Page	2018 / 522
Instrument Date	Mar 14, 2018
Instrument	000000000522
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 S MADISON ST, MITCHELL, IA 50461-8044

Tax Assessment & Valuation

The 2025 property tax bill for 195 S Madison St was $1,416 with a homeowner's exemption, up 3.1% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Mitchell City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (+3.06%) Homeowner's exemption	$115,110 Land $10,000 Building $105,110	$115,110 Land $10,000 Building $105,110
2024	$1,374.00
2023		$107,300 (+29.42%) Land $10,000 Building $97,300	$107,300 Land $10,000 Building $97,300
2022	$1,194.00 Homeowner's exemption	$82,910 Land $10,000 Building $72,910
2021			$82,910 Land $10,000 Building $72,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 S Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 S Madison St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Osage Municipal Utilities Fiber	500 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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