195 S Farley Rd, Munger, MI 48747 Property Records

Bay County property record for 195 S Farley Rd, Munger, MI 48747

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,541 sqft
Lot Size0.99 acres (43,124 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Sep 2022)
Tax Bill$5,050 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN090-003-100-020-03

Property Details

APN / Parcel Number

Primary APN090-003-100-020-03

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area2,541 sqft Living Area
1st Floor Area1,694 sqft
Basement Area1,438 sqft

Exterior

Lot Area43,124 sqft (0.99 acres)
Lot Dimensions182 ft deep x 200 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address195 S FARLEY RD
CityMUNGER
StateMI
Zip48747-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 514.62 FT N OF W 1/4 COR OF SEC TH N 200 FT TH E 215 FT TH S 200 FT TH W 215 FT TO BEG. SEC.3, T13N R6E 11-30-76
JurisdictionBAY MI
Township / Civil DivisionMERRITT
Census Block Group4
Census Block4016
Census Tract285300

Owner

195 S Farley Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Bay County records, as of May 18, 2026

Owner of Record2 Individual Names on File
Mailing Address195 S FARLEY RD, MUNGER, MI 48747-9738
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Warranty Deed, Transfer · Conventional Mortgage
NEXT DOOR LENDING LLC
Sep 13, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2022 · Amount on File
Deed SaleSep 9, 2022 · Amount on File
Prior SaleAug 30, 1991
Deed Document Number202212894
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateSep 9, 2022
Property Address195 S FARLEY RD, MUNGER, MI 48747-9738
Document Number0000012894
Instrument DateSep 9, 2022
Instrument202212894
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFED NATIONAL TTL AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address195 S FARLEY RD, 195, MUNGER, MI 48747-9738

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 MICHIGAN AVE, BAY CITY, MI 48708-7933

Mortgage

Document Number0000012895
DateSep 9, 2022
Instrument202212895
Lender
NameNEXT DOOR LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY MI
Recording DateSep 13, 2022
Property Address195 S FARLEY RD, MUNGER, MI 48747-9738
Document Number0000012984
Instrument DateSep 9, 2022
Instrument202212984
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 S FARLEY RD, MUNGER, MI 48747-9738

Tax Assessment & Valuation

The 2026 property tax bill for 195 S Farley Rd was $5,050 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionMerritt Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,050.00 Homeowner's exemption$158,450$316,900
2023$120,600$241,200
2022$3,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 S Farley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 195 S Farley Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3
T-Mobile
Fixed Wireless
25 / 3
Air Advantage
Fixed Wireless
10 / 1

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