195 S 4th St W, Snowflake, AZ 85937 Property Records

Navajo County property record for 195 S 4th St W, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	3,012 sqft · built 1993
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2025)
Tax Bill	$940 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Nov 2021 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`202-11-155C`

Property Details

APN / Parcel Number

Primary APN	`202-11-155C`

Interior

Stories	1 Story
Building Area	3,012 sqft Living Area
Gross Area	3,844 sqft
1st Floor Area	1,554 sqft
Basement Area	1,458 sqft
Finished Basement	1,458 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Tile
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	832 sqft

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	195 S 4TH ST W
City	SNOWFLAKE
State	AZ
Zip	85937-5298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTION 23, T13N, R21E: SNOWFLAKE TOWNSITE: WEST 80.00 OF LOT 3, BLOCK 21; OUT OF 202-11-155A & 155B FOR 2018 ROLL
Legal Range	21E
Legal Township	13N
Legal Section	23
Legal Subdivision	SNOWFLAKE TOWNSITE
Legal Block	21
Legal Lot Number	3
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1018
Census Tract	963300

Owner

Source: Navajo County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2118, TAYLOR, AZ 85939-2118
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA CENTRAL CU
Nov 24, 2021	Warranty Deed, Transfer LAWYERS TITLE OF ARIZONA INC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HATCH FAMILY TRUST (PT)
Aug 4, 2020	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HATCH FAMILY TRUST (PT)
Aug 18, 2017	Warranty Deed, Transfer PATRICK D & NANCY MONTGOMERY
Aug 18, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 4, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2017	Warranty Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	20259161
Prior Transfer Date	Apr 16, 2003
Prior Transfer Doc	0000000343
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Transaction Type	Mortgage
Record Updated	Feb 23, 2024
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 S 4TH ST W, SNOWFLAKE, AZ 85937-5298

Mortgage

Document Number	0000001934
Date	Feb 16, 2024
Instrument	2024-01934

Lender

Name	ARIZONA CENTRAL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 24, 2021
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Document Number	0000026698
Map Reference	MB 1 PG 44
Instrument Date	Oct 29, 2021
Instrument	2021-26698
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1314 W MCLAWS AVE, SNOWFLAKE, AZ 85937-6513
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Document Number	0000015214
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 S 4TH ST W SNOWFLAKE AZ 859375298, SNOWFLAKE, AZ 85937-5298

Mortgage

Document Number	0000015214
Date	Aug 20, 2020
Instrument	15214

Lender

Name	HATCH FAMILY TRUST (PT)
Address	PO BOX 1563, TAYLOR, AZ 85939-1563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 4, 2020
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Document Number	0000013717
Instrument Date	Jul 7, 2020
Instrument	13717
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1234 W MCLAWS AVE SNOWFLAKE AZ 859375672, SNOWFLAKE, AZ 85937-5672

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Document Number	0000002215
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 S 4TH ST W SNOWFLAKE AZ 859375298, SNOWFLAKE, AZ 85937-5298

Mortgage

Document Number	0000002215
Date	Feb 12, 2020
Instrument	2215

Lender

Name	HATCH FAMILY TRUST (PT)
Address	PO BOX 1563, TAYLOR, AZ 85939-1563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 11, 2025

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 18, 2017
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Document Number	0000012590
Instrument Date	Aug 16, 2017
Instrument	12590
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	195 S 4TH ST W SNOWFLAKE AZ 859375298, SNOWFLAKE, AZ 85937-5298

Mortgage

Document Number	12591
Date	Aug 18, 2017
Instrument	12591

Lender

Name	PATRICK D & NANCY MONTGOMERY
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 18, 2017
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Document Number	0000012583
Instrument Date	Aug 4, 2017
Instrument	12583
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1412 SNOWFLAKE AZ 859371412, SNOWFLAKE, AZ 85937-1412

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 4, 2017
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Document Number	0000011759
Instrument Date	Aug 4, 2017
Instrument	11759
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 18, 2017
Property Address	195 W 4TH ST S, SNOWFLAKE, AZ 85937
Document Number	0000012584
Instrument Date	Aug 2, 2017
Instrument	12584
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 852 SNOWFLAKE AZ 859370852, SNOWFLAKE, AZ 85937-0852

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$365,157 (-3.64%) Land $38,360 Building $326,797
2026			$378,951 (+1.76%) Land $36,308 Building $342,643
2025	$940.00 (+3.64%)	$37,240 Land $3,631 Building $33,609	$372,394 Land $36,308 Building $336,086
2024	$907.00 (+2.83%)
2023	$882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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