195 Roth Rd, Pellston, MI 49769 Property Records

Emmet County property record for 195 Roth Rd, Pellston, MI 49769

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,580 sqft
Lot Size	3.38 acres (147,353 sqft)
Owner	Company Name on Record
Last Sale	$242,000 (Dec 2018)
Tax Bill	$5,183 (2024)
Deeds & Mortgages	Aug 2023 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-09-16-200-016`

Property Details

APN / Parcel Number

Primary APN	`04-09-16-200-016`

Interior

Full Baths	1 Bath
Building Area	1,580 sqft Building Perimeter
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Other
Lot Area	147,353 sqft (3.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 ROTH RD
City	PELLSTON
State	MI
Zip	49769-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC RR
Legal Description	COM AT NE COR OF SEC, S 495 FT TO POB, TH N-86-30-W 1030 FT TO SHR OF LARK'S LAKE, S-15-37-E 150 FT ALG SHR, S-86-30-E 1015 FT TO PT S-3-22-E OF POB, TH N-3-22-W 142.7 FT TO POB. SECTION 16, T37N, R5W.
Legal Range	05W
Legal Township	37N
Legal Section	16
Jurisdiction	EMMET MI
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1031
Census Tract	970201

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	655 LAKEVIEW AVE, BIRMINGHAM, MI 48009-3828
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Dec 4, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Jul 1, 1990
Deed Document Number	20185161363
Deed Book / Page	1208 / 470
Last Transfer Date	Aug 1, 2023
Transfer Doc	001253/771
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 1, 2023
Property Address	195 ROTH RD, PELLSTON, MI 49769-9313
Document Number	001253/771
Book / Page	1253 / 771
Instrument Date	Aug 1, 2023
Instrument	5206763
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 LAKEVIEW AVE, BIRMINGHAM, MI 48009-3826

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	195 ROTH RD, PELLSTON, MI 49769-9313
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ROTH RD, PELLSTON, MI 49769-9313

Mortgage

Document Number	0000001227/0000000544
Date	Nov 30, 2020
Book Page	0000001227/0000000544
Instrument	5180493

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 4, 2018
Property Address	195 ROTH RD, PELLSTON, MI 49769-9313
Document Number	001208/470
Book / Page	1208 / 470
Instrument Date	Nov 13, 2018
Instrument	5161363
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 LAKEVIEW AVE, BIRMINGHAM, MI 48009-3828

Mortgage

Document Number	001208/471
Date	Dec 4, 2018
Book Page	1208/471
Instrument	5161364

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Center Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,400 (+7.04%) Land $223,400	$446,800 (+7.04%) Land $446,800
2025		$208,700 (+13.86%) Land $208,700	$417,400 (+13.86%) Land $417,400
2024	$5,183.00
2023		$183,300 Land $183,300	$366,600 Land $366,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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