195 Romulus Rd, Cheshire, CT 06410 Property Records

Cheshire Town property record for 195 Romulus Rd, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,452 sqft · built 1963
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Mar 2014)
Tax Bill	$7,009 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:90 B:70 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:90 B:70 L`
Alternative APNs	`CSHR M:90 B:70 L` `943100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Basement Area	1,200 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	943100
Street Address	195 ROMULUS RD
City	CHESHIRE
State	CT
Zip	06410-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	70
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	2
Census Block	2016
Census Tract	343400

Owner

195 Romulus Rd is owned and occupied by two individuals who bought it in March 2014.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 ROMULUS RD, CHESHIRE, CT 06410-3535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Jun 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Aug 7, 2025	Deed of Trust, Mortgage DUTCH POINT CREDIT UNION
Apr 20, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2014 · Amount on File
Deed Sale	Mar 24, 2014 · Amount on File
Prior Sale	Jun 16, 2008 · Amount on File
Deed Document Number	2014757
Deed Book / Page	2633 / 350
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	195 ROMULUS RD, CHESHIRE, CT 06410-3535
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003056-83
Date	Jun 11, 2021
Book Page	3056/83
Instrument	2021003170

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	195 ROMULUS RD, CHESHIRE, CT 06410-3535
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003074-329
Date	Sep 7, 2021
Book Page	3074/329
Instrument	2021004440

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	195 ROMULUS RD, CHESHIRE, CT 06410-3535
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003110-90
Date	Feb 22, 2022
Book Page	3110/90
Instrument	2022000625

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	195 ROMULUS RD, CHESHIRE, CT 06410-3535
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003178-181
Date	Jun 9, 2023
Book Page	3178/181
Instrument	2023001778

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	195 ROMULUS RD, CHESHIRE, CT 06410-3535
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003250-812
Date	Aug 7, 2025
Book Page	3250/812
Instrument	2025002731

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	195 ROMULUS RD, CHESHIRE, CT 06410-3535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2948-36
Date	Apr 20, 2020
Book Page	2948/36
Instrument	2020001531

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 195 Romulus Rd was $7,009, up 5.4% from the year before.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,009.00 (+5.45%)	$223,510 (-) Land $77,140 Building $146,370	$450,861 (+188.17%)
2025	$6,647.00	$223,510 Land $77,140 Building $146,370	$156,457 Land $53,998 Building $102,459
2024	$6,647.00 (+7.35%)
2023	$6,192.00 (+2.25%)	$176,450 (-) Land $77,180 Building $99,270
2022	$6,056.00	$176,450 Land $77,180 Building $99,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Romulus Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Romulus Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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