195 Rocky Ledge Dr, Struthers, OH 44471 Property Records

Mahoning County property record for 195 Rocky Ledge Dr, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,712 sqft · built 1969
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2022)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`39-004-0-115.00-0`

Property Details

APN / Parcel Number

Primary APN	`39-004-0-115.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,104 sqft
Upper Floors Area	608 sqft
Basement Area	936 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	16,248 sqft (0.373 acres)
Lot Dimensions	139 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	195 ROCKY LEDGE DR
City	STRUTHERS
State	OH
Zip	44471-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 32 140.11 X 155.9 IRR HAMILTON LAKE MANOR PLAT
Legal Subdivision	HAMILTON LAKE MANOR PLAT
Legal Lot Number	32
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	4
Census Block	4006
Census Tract	811001

Owner

195 Rocky Ledge Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 ROCKY LEDGE DR, STRUTHERS, OH 44471-1467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 7, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Jan 11, 1994
Deed Document Number	202214672
Deed Book / Page	6523 / 666
Prior Transfer Date	Jun 29, 2020
Prior Transfer Doc	006388/638
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 16, 2022
Property Address	195 ROCKY LEDGE DR, STRUTHERS, OH 44471-1467
Document Number	006523/666
Book / Page	6523 / 666
Map Reference	MB 59 PG 1&2
Instrument Date	May 27, 2022
Instrument	202200014672
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ROCKY LEDGE DR, STRUTHERS, OH 44471-1467

Mortgage

Document Number	202200014673
Date	Jun 16, 2022
Instrument	202200014673

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Jul 7, 2020
Property Address	195 ROCKY LEDGE DR, STRUTHERS, OH 44471-1467
Document Number	006388/638
Book / Page	6388 / 638
Map Reference	VOL 59 PG 1&2
Instrument Date	Jun 29, 2020
Instrument	202000014695
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ROCKY LEDGE DR, STRUTHERS, OH 44471-1467

Tax Assessment & Valuation

The 2025 property tax bill for 195 Rocky Ledge Dr was $3,002, down 3.1% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,002.00 (-3.13%)	$71,240 (-) Land $13,740 Building $57,500	$203,540 Land $39,260 Building $164,280
2024	$3,099.00 (+2.92%)	$71,240 (-) Land $13,740 Building $57,500
2023	$3,011.00 (+11.15%)	$71,240 (+54.27%) Land $13,740 Building $57,500	$203,540 (+54.27%) Land $39,260 Building $164,280
2022	$2,709.00	$46,180 Land $12,640 Building $33,540	$131,940 Land $36,100 Building $95,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Rocky Ledge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Rocky Ledge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Spectrum.

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