195 Riverstone Dr, Covington, GA 30014 Property Records

Newton County property record for 195 Riverstone Dr, Covington, GA 30014

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,267 sqft · built 2013
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$268,500 (Jun 2020)
Tax Bill$4,218 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0044B-00000-018-000

Property Details

APN / Parcel Number

Primary APN0044B-00000-018-000
Alternative APNs
  • 0044B 018
  • 20390

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area3,267 sqft Heated Area
1st Floor Area1,388 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialFiber Cement Siding
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area387 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20390
Street Address195 RIVERSTONE DR
CityCOVINGTON
StateGA
Zip30014-5031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT18 RIVERSTONE ESTATES
Legal SubdivisionRIVERSTONE ESTATES
Legal Lot Number18
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group3
Census Block3011
Census Tract100600

Owner

Source: Newton County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address195 RIVERSTONE DR, COVINGTON, GA 30014-5031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage
EVERETT FINANCIAL
May 20, 2024Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jun 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 9, 2020Grant Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2020 · Amount on Record
Deed SaleJun 8, 2020 · Amount on Record
Prior SaleMay 9, 2014 · Amount on Record
Deed Document Number20202017
Deed Book / Page4016 / 604
Last Transfer DateJun 17, 2020
Transfer Doc0040220001
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address195 RIVERSTONE DR, COVINGTON, GA 30014-5031
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HOME CAMPUS, DES MOINES, IA 50328-0001

Mortgage

Document Number0047800000000704
DateNov 18, 2025
Book Page0000004780/0000000704
Lender
NameEVERETT FINANCIAL
Agreement
AmountAmount Recorded
Term300 Months
DueJan 1, 2050

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address195 RIVERSTONE DR, COVINGTON, GA 30014-5031
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 RIVERSTONE DR, COVINGTON, GA 30014-5031

Mortgage

Document Number0046210000000012
DateMay 20, 2024
Book Page0000004621/0000000012
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJan 1, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEWTON GA
Recording DateJun 18, 2020
Property Address195 RIVERSTONE DR, COVINGTON, GA 30014-5031
Document Number0040220001
Book / Page004022 / 000001
Instrument DateJun 17, 2020
Instrument8094
Transaction TypeTransfer
Record UpdatedJul 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address195 RIVERSTONE DR COVINGTON GA 300145031, COVINGTON, GA 30014-5031

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateJun 9, 2020
Property Address195 RIVERSTONE DR, COVINGTON, GA 30014-5031
Document Number0040160604
Book / Page004016 / 000604
Instrument DateJun 8, 2020
Instrument7541
Transaction TypeTransfer
Record UpdatedJul 1, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$269.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 RIVERSTONE DR COVINGTON GA 300145031, COVINGTON, GA 30014-5031

Mortgage

Document Number40160605
DateJun 9, 2020
Book Page004016/000605
Instrument7542
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 8, 2050

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,218.00 (+25.42%) Homeowner's exemption$173,200 (+8.79%) Land $26,000 Building $147,200$433,000 (+8.79%) Land $65,000 Building $368,000
2023$159,200 Land $10,000 Building $149,200$398,000 Land $25,000 Building $373,000
2022$3,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON
serves 14,391 people · EPA ID GA2170001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000

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