Lowndes County property record for 195 Riverside Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,313 sqft · built 1994 |
| Owner | 2 Individual Names on File |
| Last Sale | $4,500 (Jul 2023) |
| Tax Bill | $800 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 93W220004300 |
| Primary APN | 93W220004300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,313 sqft Adjusted Area |
| 1st Floor Area | 1,612 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Mixed |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 1,008 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 026134 |
|---|---|
| Street Address | 195 RIVERSIDE DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-7338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT SE4 SW4 195 RIVERSIDE DR |
| Legal Range | 17W |
| Legal Township | 20S |
| Legal Section | 16 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 403 |
195 Riverside Dr is owned and occupied by two individuals who bought it in July 2023.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 RIVERSIDE DR, COLUMBUS, MS 39702-7338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JTS & CO |
| Apr 2, 2018 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Deed Document Number | 0020235769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 195 RIVERSIDE DR, COLUMBUS, MS 39702-7338 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202315680 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 2023/15680 |
| Name | JTS & CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 195 RIVERSIDE DR, COLUMBUS, MS 39702-7338 |
| Document Number | 0020187129 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 195 RIVERSIDE DR COLUMBUS MS 397027338, COLUMBUS, MS 39702-7338 |
| Document Number | 0020187129 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 002018/007129 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Apr 5, 2023 |
The 2025 property tax bill for 195 Riverside Dr was $800 with a homeowner's exemption, up 1.1% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $800.00 (+1.14%) Homeowner's exemption | $11,249 | $112,490 Land $7,000 Building $105,490 |
| 2024 | $791.00 (+32.5%) | ||
| 2023 | $597.00 Homeowner's exemption | $9,283 | $92,830 Land $7,000 Building $85,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Riverside Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 94 (1990–2021) |
| Claims Outside the SFHA | 2 of 94 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Riverside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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